What's the difference between paying social security and company fees on Taobao?

Not only the payment company on Taobao, but also the social security payment platform anywhere is essentially the same as employee social security, except that individuals need to pay part of the company's fees and platform service fees. Choosing a social security platform requires a careful examination of the qualifications of the social security payment platform.

The social security expenses paid by the general company shall be shared by the unit and individual, and the payment ratio is:

The proportion that enterprises need to pay is:

The proportion of industrial injury insurance is: 0.4%

The proportion of medical insurance is 9%; The proportion of endowment insurance is: 16.0%.

Unemployment insurance ratio: 0.5%; The proportion of provident fund is: 5%

The proportion of maternity insurance is: 0.8%

The proportion of expenses that individuals need to pay is:

The proportion of serious illness/supplementary/large medical treatment is: 100%(3 yuan);

The proportion of medical insurance is: 2%; The proportion of endowment insurance is: 8.0%

Unemployment insurance ratio: 0.5%; The proportion of provident fund is: 5%

But if you pay, you need to bear the part paid by the enterprise yourself. For individuals, the economic pressure will be even greater. However, it is more convenient for freelancers to pay social security, and they can receive pensions after retirement, which is also a guarantee for their future life.