How to investigate accidental injury to medical insurance bureau?

Legal analysis: The number of hospitalized patients with accidental injuries has increased year by year, and the people's awareness of medical insurance policies has gradually increased. The causes of injuries are complex, and it is difficult to investigate and collect evidence, which has added many difficulties to injury investigation. According to the actual situation, the district medical insurance bureau has strengthened the investigation of accidental injuries from three aspects. Develop strict business processes. Fill in the examination and approval form of trauma investigation with the signature of the management doctor, the seal of the hospital and the registration of trauma (truthfully register the time, place, cause and process of trauma), and strictly control the access from the system.

Legal basis: Article 95 of the Insurance Law of People's Republic of China (PRC): (1) Personal insurance business, including life insurance, health insurance, accidental injury insurance and other insurance businesses; (2) Property insurance business, including property loss insurance, liability insurance, credit insurance, guarantee insurance and other insurance businesses; (3) Other insurance-related businesses approved by the the State Council Insurance Regulatory Authority. An insurer may not concurrently engage in life insurance business and property insurance business. However, insurance companies engaged in property insurance business may engage in short-term health insurance business and accidental injury insurance business with the approval of the State Council Insurance Regulatory Authority. An insurance company shall engage in insurance business activities within the business scope approved by the the State Council Insurance Regulatory Authority according to law.