Can commercial insurance reimburse the money in the social security card?

Generally speaking, the money in the medical insurance card cannot be reimbursed by commercial insurance.

Scope of reimbursement for commercial medical insurance:

Commercial medical insurance only reimburses the actual medical expenses incurred by the insured, and the reimbursement scope of different commercial medical insurance is different. Some commercial medical insurance contracts stipulate that the actual medical expenses must be reimbursed within the scope of social security reimbursement.

If compensation has been obtained from social security or other social welfare institutions, the insurance company will only pay the rest, if social security cannot be reimbursed (imported drugs, specific drugs, intensive care units, etc.). ), such commercial medical insurance can not be reimbursed, and its role is only to compensate for the part that needs to be borne by itself in proportion after social security reimbursement.

Some commercial medical insurance stipulates that as long as the actual and reasonable expenses are incurred, the insurance company can make compensation in proportion or after a certain deductible.