How can I buy five insurance and one gold

Methods of payment of five insurance and one gold:

1. Urban workers: urban workers can pay directly through their employers. If the user is a flexibly employed person among urban workers, he or she can pay through a reliable social security payment agency by providing personal information, but can only pay pension insurance and medical insurance.

2. Urban and rural residents: Urban and rural residents can pay through the payment window of the social security center (you need to bring your bank card and personal ID card and other related materials), WeChat and Alipay's city services, banks and other channels. The way of payment varies from region to region.

1, social security and provident fund account opening, the enterprise needs to go to the social security bureau and provident fund center for social security and provident fund account opening within thirty days from the date of establishment. After the social security account will get the "social security registration certificate", after the provident fund account will get the unit provident fund registration number.

2, increase or decrease the number of employees, the unit every month must be added to the new employees of the enterprise into the unit's five insurance and one gold account, and the employees who have left the company to delete from the account. The social security and provident fund accounts are two separate accounts, and the operation of adding or removing employees must be carried out in both accounts.

3. Confirming the contribution base, the organization needs to declare the correct contribution base for the employees every month to ensure the normal payment of the five insurance and one gold. The contribution base is based on the employee's average salary of the previous year or the salary of the first month of employment.

4. If the enterprise, the bank and the social security/provident fund management organization have signed a tripartite agreement on bank contribution, the cost of the five insurance and one gold will be deducted directly from the enterprise's bank account at a fixed time each month. Of course, enterprises can also choose to pay the fees on-site at the five insurance and one pension management agency through cash or check.

What is the difference between social insurance and commercial insurance?

(1) Different attributes. Social insurance is based on the national Constitution, is the country's basic social policy and labor policy, is enforced through national or local legislation. Commercial insurance is an aspect of the country's economic activities, is the people's insurance company to use economic means to carry out business activities, this business activity is by the insurer and the insured both in accordance with the principle of voluntariness, through the signing of the contract to realize.

(2) The objects and roles of insurance are different. Social insurance is to workers and their immediate family members as the object of insurance, its role is to protect the basic life of workers in the loss of labor capacity and unemployment, this protection is conducive to maintaining social justice and social stability. Commercial insurance takes the insured natural person as the object of insurance, and its function is to give the insured a certain amount of financial compensation according to the provisions of the contract.

(3) The level of treatment is different. Social insurance from the protection of basic life, stabilize society, focusing on long-term basic life protection, the level of protection with the rise in prices and the level of social production and gradually increased. Commercial insurance only focuses on one-time financial compensation, and the level of benefits is determined only by considering the amount of contributions made by the insured, without taking other factors into account.

(4) The management system is different. The management system of social insurance is to all levels of government departments in charge of social insurance and social insurance institutions as the main body, in order to realize the law gives workers the right to enjoy social insurance treatment, and the social insurance affairs of the workers to carry out the unified management of human, financial and material. The management system of commercial insurance is run independently by each economic entity, and its management is all centered on the strict fulfillment of the insurance contract.

(5) the scope of legislation is different. Social insurance is one of the basic rights of the workers provided by the state, but also the obligations of the state to the workers, belongs to the scope of labor legislation. Commercial insurance is a financial activity, the rights of both parties to the insurance contract is protected by economic contract law, belongs to the scope of economic legislation.

I hope the above can help you, if you have other questions please consult a professional lawyer.

Legal basis: "Chinese people's *** and the State Social Insurance Law" Article 58

The employer shall, within thirty days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If it fails to register for social insurance, the social insurance administration organization shall approve the social insurance premiums it shall pay.

Individual industrial and commercial households without employees who voluntarily participate in social insurance, part-time employees who do not participate in social insurance with their employers, and other flexibly employed persons shall apply to the social insurance administrative organization for social insurance registration.

The State establishes a nationally unified individual social security number. The personal social security number is a citizen's identity number.