Pensions will be reissued. What's the difference between various allowances and old age allowance? How to adjust reasonably?

Old-age insurance, also known as retirement pension and retirement pension, is one of the most important social development pension benefits, that is, the relevant state documents stipulate that after an employee is old or widowed, according to his contribution to social development and his qualifications or retirement conditions for enjoying social old-age insurance, it is necessary to benefit the society and is suitable for guaranteeing the minimum living guarantee for employees after retirement. Endowment insurance is accumulated and operated in accordance with the principle of common accumulation by the state, organizations and individuals. When we are in high spirits, we will put part of the created value into the pension plan to ensure a sense of security for the elderly.

First of all, Old Age Allowance and Old Age Allowance are the two most popular expressions. Actually, they are the same. It is not only a living allowance, but also a subsidy for retired workers after they reach the age of 70. In fact, the living allowance and the old age allowance reflect the difference between the two stages. In other words, the combination of the two is the old age allowance.

Fundamentally speaking, they not only have something in common, but also have practical differences. Both companies provide services for pension insurance and retired workers. However, the difference is that the start time is different. The old-age allowance is implemented from the age of 65 to 70, but the old-age living allowance is implemented from the age of 80.

Secondly, let's look at the subsidy and living allowance standards for the elderly. Generally speaking, the subsidy for the urban elderly is around 20 yuan and 50 yuan, and the subsidy for the elderly over 100 is on the high side, reaching about 100 yuan per month. However, after the retirement of urban workers, the living allowance in the pension insurance related to the adjustment is generally higher from the age of 80, and the product implementation standard is generally higher, especially in 200 yuan and 300 yuan.

In fact, the three definitions of old age allowance, old age allowance and living allowance are the most important design scheme and innovation in the whole process of China's old-age insurance reform, which embodies the linkage adjustment of old-age service benefits. On the premise of special age adjustment, improve the living welfare of retired workers after 70 years old and improve the quality of life of retired workers in China. This is also the initial intention of social security reform and innovation, and the actual generation of service items, history, humanities, care, social security and social security. The reform policy is global and widely used.

During the "14th Five-Year Plan" period, what changes will be made to the living allowance and the old age allowance for the elderly, or what development trends and data signals will be revealed? I observed and summarized two development trends. The first is the old-age allowance and living allowance for people aged 70 to 80, and the international standard time will be pushed forward, that is, from the age of 65, and the second is the subsidy standard, in order to further improve the old-age allowance for urban and rural residents.

At present, the hazard standard has been further raised from 50 blocks in 20 yuan to 50 yuan 100 people. At present, the harm of 200 yuan to 300 yuan is likely to rise to the standard below 300 yuan. Although the old-age allowance and the old-age living allowance are two different things, the scope and method of the allowance are the same, and the subsidy standard is also maintaining an upward trend, which is also an important standard for social security to improve the well-being of retired workers.

There are about 654.38+0.6 billion retired employees in China, and the adjustment of pension will lead to an increase of about 654.38+0.27 billion social endowment insurance for employees, and more than 40 million retired employees will be added every year in the future. Therefore, from this perspective, it is necessary, immediate and necessary to improve the standard categories of pension insurance benefits and increase the depth and breadth of subsidies.

With the rising cost of living and the need to improve the quality of life of the elderly, it is obviously not advisable to limit it to 50 yuan in 20 yuan in the future. The changes of employee pension insurance are interrelated, even if it is 100 yuan or 200 yuan.

What aspects are more likely to adjust the old age allowance, old age allowance and living allowance in the future? I think it is more likely to adjust the endowment insurance according to the current specific subsidy base of the previous year. In other words, according to the current pension adjustment method, the specific pension base (excluding the company pension base) will become the amount of pension increase in the next year. Therefore, the old age allowance, the old age allowance and the living allowance are all studied and trained from this point, and such a good practice can be regarded as the same strain.