Can I retire only by paying old-age insurance but not medical insurance?

You can retire. Retirement has nothing to do with paying medical insurance. As long as the endowment insurance meets the requirements, you can apply for retirement. The key is not to participate in medical insurance and not to seek medical reimbursement. This kind of situation that only endowment insurance is paid and medical insurance is not paid separately is also quite special. Because in general, if you are an employee who works in a company. It is impossible to choose such a combination because employees working in the company must pay five kinds of insurance at the same time. These five risks are unemployment insurance, maternity insurance and work-related injury insurance, that is, work-related injury insurance, old-age insurance and medical insurance.

The functions and benefits of medical insurance are as follows:

1 is conducive to improving labor productivity and promoting the development of production;

2. Adjust income differences and reflect social equity. Medical insurance is an important means for the government to redistribute income by collecting medical insurance premiums and paying medical insurance service fees.

3. An important guarantee for maintaining social stability. Medical insurance helps sick workers economically, helps to eliminate social instability caused by diseases, and is an important social mechanism to adjust social relations and social contradictions;

4. An important means to promote social civilization and progress.

Legal basis:

Article 4 of People's Republic of China (PRC) Social Insurance Law

Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services.