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How old can rural social security get a pension?
1. Residents' pension insurance stipulates that men and women can start to receive pensions as long as they reach the age of 60 and pay the pension insurance for 15 years. Personal account pension, calculated by dividing the total personal account by 139;
2. Long-term payment of old-age insurance for urban and rural residents, which has exceeded the minimum payment period 15 years, can also increase the basic pension. The standard is that if the insured's payment period exceeds 15 years, the basic pension will increase by 2 per month for every increase of 1 year; For the insured aged 65 and above, the basic pension will be increased. The standard is to increase the basic pension by 5 per month for those under 65 and 76, and increase the basic pension by 5 per month for those under 76 and 86 10.
Matters needing attention in individual payment of endowment insurance are as follows:
1, consider your actual economic situation: individuals should consider their actual economic situation whether they participate in social endowment insurance or commercial insurance; The main purpose of insurance is to protect the future life, but don't let yourself bear too much premium pressure, which is unnecessary. Consumers need to choose the appropriate payment grade according to their actual situation;
2. Planning in advance: The purchase of endowment insurance requires planning in advance, especially social endowment insurance, which needs to be paid for 15 years, so that the old age can be effectively guaranteed.
To sum up, men over 60 years old, female cadres, female freelancers over 55 years old and female employees over 50 years old can go through retirement procedures; The actual payment and deemed payment period are calculated cumulatively, and the insurance period exceeds 15 years.
Legal basis:
Article 10 of People's Republic of China (PRC) Social Insurance Law
Employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium.
Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium.
The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.
Article 11
The basic old-age insurance combines social pooling with individual accounts.
The basic old-age insurance fund consists of employers, individual contributions and government subsidies.
Article 12
The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of its employees stipulated by the state, and record it in the basic old-age insurance pooling fund.
Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.
Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.
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