Job Recruitment Website - Social security inquiry - What's the use of leaving the clubs handed in by the company behind?

What's the use of leaving the clubs handed in by the company behind?

Social security paid by employees, commonly known as five insurances and one gold, includes pension insurance, medical insurance, maternity insurance, work injury insurance, unemployment insurance and housing accumulation fund.

Individual companies with good welfare will also have supplementary medical insurance and enterprise annuity.

Pension insurance, as long as you pay 15 years, you can get a pension after retirement.

Of course, the longer you pay, the more money you pay, and the more developed your city is, the more pension you can get.

Medical insurance, whether for medical treatment or hospitalization, many commonly used drugs and articles can be reimbursed.

Maternity insurance,

Industrial injury insurance, such as occupational diseases, work-related injuries, or accidents at work, can get a sum of compensation.

Unemployment insurance allows you to continue to enjoy medical insurance during unemployment.

Housing provident fund is really important for people who want to buy a house.

Social security broke off, and the most affected is medical insurance.

From the second month after you broke up, you can't reimburse the doctor.

And before retirement, men have to pay 25 years of medical insurance and women have to pay 20 years.

If it is interrupted frequently, it is likely that the accumulated payment time will not be enough by the time of retirement. Then after you retire, you can't enjoy medical insurance reimbursement for free.

What should I do after the social security is broken?

According to the situation.

If you are going to buy a house recently, don't break it. Either don't resign, or find a new owner before leaving, and strive for "seamless connection."

If you're not going to buy a house, and it's only for a month or two. The biggest problem at this time is to see a doctor. You can buy a short-term commercial medical insurance to save money and feel at ease.

What if it's been a long time? At this time, you have to look at the account.

If you have a local hukou, go out and turn left, and go to the social security window to apply for social security for flexible employees. This only needs to pay pension and medical insurance, choose the lowest grade, only a few hundred dollars a month, and the treatment is the same as that of normal employees.

If you don't have a local account, you can only find a social security payment institution. You have to bear all the social security expenses yourself, and you have to give others a little handling fee.

Although it is a little more expensive than the above three methods, it is finally guaranteed.

I hope the above content can help you. If in doubt, please consult a professional lawyer.

Legal basis:

Article 72 of the Labor Law of People's Republic of China (PRC)

The social insurance fund shall determine the source of funds according to the types of insurance and gradually implement social pooling. Employers and workers must participate in social insurance and pay social insurance premiums according to law.