I work in Hefei, and I have paid the housing provident fund and social security, but it is a foreign account. Can Hefei borrow money to buy a house?

I am glad to answer your question about Hefei provident fund loan.

According to the Measures for the Administration of Personal Housing Provident Fund Loans in Hefei, the following conditions need to be met when buying a house with Hefei Provident Fund loans:

Before the borrower applies for a loan, the individual and his subordinate units have paid the housing provident fund in full and on time for more than one year; Employees with full capacity for civil conduct can apply for housing provident fund loans when purchasing, building, renovating or overhauling their own houses.

For high-level talents, active servicemen and spouses of demobilized soldiers introduced from Hefei, the time limit for housing provident fund deposit can be appropriately relaxed when applying for housing provident fund loans on the premise that housing provident fund has been paid normally.

A borrower applying for a housing provident fund loan shall meet the following conditions:

1, with urban permanent residence or other valid residence status in this city;

2. Have a stable occupation and income, good credit, and the ability to repay the loan principal and interest on time;

3, can provide valid proof of my purchase, construction, renovation, overhaul occupied housing;

4. The down payment of more than 30% of the total price of the purchased house has been paid;

5. The real estate development enterprise of the house purchased by the borrower must have a mortgage signing relationship with the management center;

6. Agree to guarantee according to the guarantee method recognized by the management center and the entrusted bank;

7. Other conditions stipulated by the management center or the entrusted lending institution.

As can be seen from the above, foreign workers want to buy a house with Hefei provident fund loan, and they need residence permit, continuous payment 1 year, purchase materials, down payment and so on. For details, please consult Hefei Provident Fund Management Center.