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Are health insurance cards and social security cards the same?
1, the concept is different. Social security card is the social security card, is issued by the local human resources and social security part of the society, for human resources and social security affairs in the field of IC card. Medical insurance card is a medical financial insurance personal account special card, personal identification card as the identification code, storage records of personal identification number, name, gender and account of the allocation of money, consumption and other detailed information;
2, different functions. The social security card not only has the function of medical insurance card, is still dealing with the important evidence of social security affairs, such as collecting idle money and so on. Medical insurance card is limited to medical functions, can only be used to enjoy the medical insurance treatment, can not be reimbursed;
3, the card issuer is different. Medical insurance card by the local designated acting bank contractors. It is one of the bank's multi-functional debit cards. After the insured unit payment, the local medical financial and insurance operations at the end of the month will be part of the personal account gold entrusted to the bank to allocate to the insured employee personal health insurance card. Social security card issued by the local human resources and social security part of the society;
4, security functions are different. Social security card has a more stringent key processing system and approval, higher security factor. Medical insurance card does not have such a processing system, the security factor is lower. The difference between social security and medical insurance:
(1) social security is the abbreviation of the social security, social security of the primary project contains old-age social security, medical social security, to be insured, work-related injuries, maternity insurance and so on, that is, we often say, "five insurance, one gold," the "five insurance The "five insurance" in what we often refer to as "five insurance and one pension". Of course, medical insurance and maternity insurance merged, "five insurance" will become "four insurance";
(2) medical insurance is the abbreviation of medical insurance, it is the employee in due to disease, color, childbirth, by the community or enterprise to supply the necessary medical work or material assistance social insurance. The social financial insurance of the assistance. Employee medical expenses are borne by the state, the unit and the individual, in order to reduce the burden on the enterprise and prevent negligence.
(3) In summary, the role of the social security card is greater than the medical insurance card, you can take the social security card to the hospital to treat the disease directly checkout, but also with the social security card reimbursement of medical expenses, but this is the need to go to a specific health care financial security organization, some hospitals are not directly take the social security card will be able to reimbursement, the general detailed reimbursement of the share of the patient to treat the disease to reimbursement of the project, some of the views are The first thing you need to do is to get a good deal of money to pay for your medical expenses.
Legal basis: The Chinese people*** and the State Social Insurance Law, Article 10
Employees should participate in the basic pension insurance, by the employer and the employee*** with the payment of basic pension insurance premiums.
Individual industrial and commercial households without employees, part-time workers who have not participated in basic pension insurance with their employing units, and other flexibly employed persons may participate in basic pension insurance and pay basic pension insurance premiums by themselves.
Methods for pension insurance for civil servants and staff members administered under the civil service law shall be prescribed by the State Council.
Article 23
Employees shall participate in basic medical insurance for employees, and the employer and the employee shall pay the basic medical insurance premiums together in accordance with the State regulations***.
Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees in their employing units, and other flexibly employed persons may participate in the basic medical insurance for employees, and individuals shall pay the basic medical insurance premiums in accordance with the state regulations.
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