How much is left after deducting five insurances and one gold from 5000 salary?

The actual salary of an employee with a salary of 5,000 yuan after deducting five insurances and one gold is about 4 166.5 yuan.

According to China's Social Insurance Law, employers need to pay five insurances (endowment insurance, medical insurance, industrial injury insurance, unemployment insurance and maternity insurance) and a housing accumulation fund for employees. These insurances and provident funds need to be paid by employers and employees. For individuals, they need to pay a certain percentage of insurance premiums and provident funds according to their own salary standards. Take an employee with a salary of 5,000 yuan as an example, the rate of five insurances and one gold is about 8% ~ 10%, and the actual salary after deducting five insurances and one gold is about 4 166.5 yuan. The specific calculation method is as follows: 5,000 yuan × 92% (excluding 8% of five insurances and one gold rate) = 4,600 yuan × 90% (excluding 10% of housing accumulation fund) ≈4 166.5 yuan. It should be noted that due to regional and policy reasons, the specific five insurance and one gold rates and calculation formulas may be different.

What insurance items are included in the five insurances and one gold? Five insurances and one gold are endowment insurance, medical insurance, industrial injury insurance, unemployment insurance, maternity insurance and housing accumulation fund.

The employing unit shall pay five insurances and one gold for employees according to law, and deduct personal insurance premiums and provident fund according to regulations. The actual salary of an individual needs to be calculated according to the specific policies of his own region, but it will not exceed about 90% of the salary.

Legal basis:

Article 14 of the Social Insurance Law of People's Republic of China (PRC) stipulates that the employer shall participate in social insurance according to law and pay social insurance premiums according to regulations. Insured persons shall enjoy social insurance benefits according to law and pay social insurance premiums in full and on time.