Wuhan social security upgrade can not check the medical insurance

Wuhan social security after the new system on the line can not check the medical insurance information for the following reasons:

1, first of all, whether the unit has been for you to apply for social insurance;

2, need to pay social security for more than 2 months to be able to query on the website;

3, query the method is not correct.

Medical insurance generally refers to basic medical insurance, a social insurance system established to compensate workers for the economic losses caused by the risk of disease. A medical insurance fund is established through contributions from employers and individuals, and medical insurance organizations provide certain financial compensation to insured persons after they incur medical expenses for sick visits.

The establishment and implementation of the basic medical insurance system gathers the economic strength of the units and members of society, and together with the government's subsidies, it enables sick members of society to obtain the necessary material help from society, reduces the burden of medical expenses, and prevents sick members of society from "becoming poor because of illness".

The basic medical insurance system implements the principle of combining social coordination with individual accounts, organically combining the two modes of social insurance and savings insurance, and realizing the organic combination of "horizontal" social ****ancial protection and "vertical" individual self-insurance. Organic combination of "horizontal" social security and "vertical" individual self-insurance, which is conducive to giving full play to both the strengths of social coordination *** relief, and the advantages of individual accounts with their incentives and constraints, which is more in line with China's national conditions and is easily accepted by the majority of workers. This medical insurance model, in line with China's national conditions, is a social medical insurance system with Chinese characteristics.

The basic medical insurance fund is, in principle, coordinated at the local and municipal levels. Basic medical insurance covers all employers and their employees in urban areas; all enterprises, state administrative organs, public institutions and other units and their employees must fulfill the obligation to pay basic medical insurance premiums. The contribution rate for employers is about 6% of total wages, and the contribution rate for individuals is 2% of their own wages. The basic medical insurance premiums paid by an organization are partly used to establish a comprehensive fund and partly transferred to an individual account; the basic medical insurance premiums paid by an individual are credited to an individual account. The integrated fund and the individual account bear different responsibilities for the payment of medical expenses. The integrated fund is mainly used to pay for hospitalization and outpatient treatment of some chronic diseases, and the integrated fund has a starting standard and a maximum payment limit; the individual account is mainly used to pay for general outpatient expenses.

Legal basis

The Social Insurance Law of the People's Republic of China

Article 4: Employers and individuals within the territory of the People's Republic of China shall, in accordance with the law, pay social insurance premiums and have the right to inquire into the records of payment of premiums and the records of the rights and interests of individuals, and to request that the social insurance administrative agencies provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits in accordance with the law, and have the right to supervise the payment of contributions for them by their own units.

Article 5: The people's governments at or above the county level shall incorporate the cause of social insurance into their national economic and social development plans.

The State raises funds for social insurance through multiple channels. The people's governments at or above the county level give necessary financial support to the social insurance cause.

The State supports social insurance through preferential tax policies.