It is useless for individuals to pay social security.

Social security is the abbreviation of social insurance. China's social security system includes many contents. Which one do you mean?

1. Social insurance for urban workers (hereinafter referred to as "urban insurance"), which integrates five insurances: old-age insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance, and is mainly for on-the-job workers;

2. Social endowment insurance and basic medical insurance for urban residents (referred to as "residential insurance"), mainly for unemployed and insecure urban residents;

3. The new rural social endowment insurance (referred to as "new rural endowment insurance") and the new rural cooperative medical system (referred to as "new rural cooperative medical system") are mainly aimed at unemployed and insecure rural residents.

If you mean the first one, if you pay it yourself, it mainly means paying endowment insurance and medical insurance. Old-age insurance has to be paid for 15 years, and you can only retire when you reach the legal retirement age, and receive a monthly pension; After paying medical insurance, you can enjoy medical insurance-related benefits: with a medical insurance card or social security card, you can go to a medical insurance pharmacy to buy medicine, go to a medical insurance hospital to see a doctor, and reimburse related expenses. After the accumulated medical insurance payment reaches N years, you can enjoy retirement medical insurance after retirement. (this n years depends on local regulations. In some places, only the cumulative payment is required 15 years, and in some places it is required to be 25 years. )

In short, social security is the basic guarantee for your future life, not a simple question of how much you invest and enjoy. Because everyone's fate is different, some people are often sick or seriously ill, so medical insurance is very important to him; Some people live long, so the pension they receive far exceeds the amount they pay.

Although it is said to pay social security or something. I feel useless when there is no difficulty, but I will know the importance of social security when I need it.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.