Proportion of reimbursement for Chinese medical insurance

Legal analysis: outpatient Chinese medicine can generally be reimbursed, and common Chinese medicine needed for illness can be reimbursed. 90% of Chinese medicines are Class A medicines for medical insurance, and only a few animals and precious Chinese medicines cannot be reimbursed. Whether it can be reimbursed, you need to consult the local hospital. Medical insurance card reimbursement needs to go to a designated pharmacy to buy, and the products in the medical insurance catalogue can be reimbursed. Generally, you can purchase 1.500 yuan for 5% reimbursement, and then you can allocate drugs within the scope of basic medical insurance or purchase over-the-counter drugs within the scope of basic medical insurance.

Legal basis: Article 28 of the Social Insurance Law of People's Republic of China (PRC) conforms to the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency and rescue medical expenses, and shall be paid by the basic medical insurance fund according to state regulations.

"People's Republic of China (PRC) Social Insurance Law" Article 29 The part of the medical expenses of the insured that should be paid by the basic medical insurance fund shall be directly settled by social insurance agencies, medical institutions and pharmaceutical business units.

The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.