Shanghai social security Rural households

Shanghai rural households are now the unit to pay five insurance, individuals only pay two insurance, that is, pension insurance and medical insurance, unemployment insurance, work injury insurance and maternity insurance do not need to pay, the cost is borne by the employer.

The "five insurance and one gold" refers to five kinds of insurance, including pension insurance, medical insurance, unemployment insurance, work injury insurance and maternity insurance; "one gold" refers to the housing fund.

Shanghai social security payment feel that the pension insurance, medical insurance and unemployment insurance, these three kinds of insurance is by the enterprise and the individual *** with the payment of premiums, industrial injury insurance and maternity insurance is completely borne by the enterprise. Individuals do not need to pay. It is important to note that the "five insurance" is legal, while the "one gold" is not legal.

Third, the difference between the five insurance and three insurance health insurance

Answer: 1, the difference: the former according to the proportion of 7% to pay health insurance, the 2012 annual contribution base of 1949 yuan; the latter in accordance with the proportion of 14% to pay health insurance, the 2012 annual contribution base of between 2599 ~ 12993 yuan. As a result, the former has fewer health insurance benefits than the latter: outpatient emergency reimbursement, outpatient major illness and family hospital bed benefits. In addition, the money on the individual account is also different: the former is currently replenished to 30 yuan per month;

The latter, in addition to the individual's share of the burden (contribution base X 2%) X 12 months, there is also a portion of the co-ordinated fund allocated to the part (for those under the age of 34, 140 yuan; for those 35 to 44, 280 yuan; for those above 45 years of age in the active workforce, 420 yuan).

2. Foreign workers, whether they pay three or five insurance, receive a medical insurance card, except that the former is issued by the medical insurance center through the unit to the individual, and the latter by the individual to apply for. The social security card is aimed at people who are registered in the city, and at present the social security card is mainly used as a medical insurance card.

3. The payment of provident fund has nothing to do with the household registration and education of the workers. For foreign workers, whether they are urban or rural, the standard of contribution is the same as that calculated for urban workers in the city.

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