The old-age insurance rate is halved. Here's the thing.

China's aging population is getting more and more serious, so experts put forward a "gradual" retirement age, that is, gradually raising the retirement age. At present, some developed countries also adopt a "gradual" approach to stipulate the retirement age of local people. At present, the retirement age in some countries is as high as 65 or even 67.

Old-age insurance rate halved? The truth is here.

Extending the retirement age can alleviate the problem of population aging in China to some extent, but it is really very difficult to implement. On the other hand, Yao Yudong, director of the Financial Research Institute of the People's Bank of China, said at the first summit of the 50-member Forum on China's Pension Finance that the social security rate in China is over 40%, which is higher than that in many developed countries. Therefore, Yao Yudong, director of the Financial Research Institute of the People's Bank of China, suggested that the rate of five insurances and one gold should be reduced quickly. For the strategy of medical insurance reimbursement, I just sorted out the relevant contents, hoping to help you: how to use social security medical insurance? 1. Teach you how to apply for reimbursement!

Reducing the rate of five insurances and one gold can arouse the enthusiasm of buying five insurances and one gold to a certain extent and reduce the payment burden of enterprises. Jin Weigang, the research director of Ministry of Human Resources and Social Security, said at the first summit of the 50-person Forum on China's Pension Finance that the current pressure of pension insurance payment mainly comes from conduction effect. With the economic downturn, many enterprises are depressed and their ability to pay is reduced. At the same time, after the income of many individuals is affected, their ability to pay is also declining. In recent years, more than 30 million people stop paying fees every year. Therefore, it is necessary to reduce the rate of five insurances and one gold.

Mr. Yao Yudong hopes that the pension insurance will be halved within ten years, and the unit contribution will be reduced from the current 20% to 10%, that is, the pension insurance rate will be halved. Only by lowering the social security rate and reducing the operating cost of enterprises can more people and enterprises afford to pay the endowment insurance.

The problem of endowment insurance rate is related to our future pension life. Although the current old-age insurance rate has not been halved, we should actively buy old-age insurance and pay the premium on time. Enterprises or employers should also purchase endowment insurance for employees according to relevant laws and regulations.