Job Recruitment Website - Social security inquiry - What's the difference between unit social security and individual social security?
What's the difference between unit social security and individual social security?
1, the difference between the company social security and the individual social security is as follows:
(1) Different types of insurance can be insured. On-the-job employees can only participate in employee social security, including five insurances, pension insurance, medical insurance, maternity insurance, work injury insurance and unemployment insurance, and the protection is very comprehensive; Personal participation in social security is relatively complicated;
(2) The insured population is different.
(3) Different payment standards.
(4) The legal retirement age of endowment insurance is different.
(5) The calculation and payment methods of pensions are different.
(6) Medical insurance reimbursement treatment is different.
(7) Medical insurance payment methods are different.
2. Legal basis: Article 23 of People's Republic of China (PRC) Social Insurance Law.
Employees should participate in the basic medical insurance for employees, and employers and employees should jointly pay the basic medical insurance premiums in accordance with state regulations.
Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.
Article 33
Employees shall participate in work-related injury insurance, and the employer shall pay the work-related injury insurance premium, and the employees shall not pay the work-related injury insurance premium.
Article 44
Employees should participate in unemployment insurance, and employers and employees should jointly pay unemployment insurance premiums in accordance with state regulations.
2. What items does the social security card contain?
The social security card includes the following items:
1, basic old-age insurance; In order to support the elderly, workers can receive pensions when they reach the legal retirement age;
2. Basic medical insurance; Illness is used for medical reimbursement;
3. Work injury insurance; Is an employee injured at work, paying medical expenses or compensating for related work-related injuries;
4. Unemployment insurance; After the employee loses his job, he receives living expenses;
5. Maternity insurance; It is a kind of maternity reimbursement and related treatment for employees.
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