Will the rural old-age insurance be refunded if you die at the age of 62?

Whether the death at the age of 62 is returned to the rural endowment insurance depends on the situation:

1, participated in the new rural insurance, died after 60 years old, and the money in the personal account can be refunded.

2. If he dies during the payment period, the balance of personal account funds can be inherited.

If you die while receiving the pension, the balance of your personal account plus interest will be returned as an inheritance in one lump sum.

The required information for residents' old-age insurance is as follows:

1. Valid identification: ID card, passport and other valid identification documents are required.

2. Insurance Application Form: You need to fill in and submit an insurance application form, which can be downloaded from the local social security, human resources and social security bureau or website.

3. proof of payment: if you pay voluntarily, you need to provide proof of payment or proof of payment, such as bank transfer records and payment receipts.

4. Other relevant certification materials: Applicants need to provide other relevant certification materials, such as household registration book, marriage certificate, divorce certificate, adoption certificate, etc. , to prove their identity, in line with the insurance conditions.

To sum up, the policies and regulations in different regions may be different, and the specific situation needs to be determined according to the local endowment insurance policy. If in doubt, it is recommended to consult the local endowment insurance management department or social security service institution.

Legal basis:

Article 11 of the Social Insurance Law of People's Republic of China (PRC)

The basic old-age insurance combines social pooling with individual accounts. The basic old-age insurance fund consists of employers, individual contributions and government subsidies.

Article 12

The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of its employees stipulated by the state, and record it in the basic old-age insurance pooling fund. Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.