What is the basic social insurance premium?

Legal analysis: Social insurance premiums mainly include the following five types:

1, basic old-age insurance.

On-the-job employee pension insurance premium = payment base 20% (enterprise)+payment base 8% (individual);

Agency rates vary from region to region, and are specifically approved by social security agencies.

The payment base is generally determined according to the monthly average of all your salary income in the previous year.

2. Basic medical insurance.

3. Maternity insurance premium.

Maternity insurance is mainly a system to ensure that female employees in enterprises get necessary economic compensation and medical care during their childbirth.

The total salary of maternity insurance employees is 1% (enterprise).

4. Unemployment insurance premium.

Unemployment insurance = 2% of the total salary of the unit (enterprise)+65438+0% of the salary of the individual (individual).

5. Work injury insurance premium.

Industrial injury insurance premium, total wages of employees, industry differential rate 1% (enterprise)

Legal basis: Article 4 of the Social Insurance Law. Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.