Job Recruitment Website - Social security inquiry - What should I do if the endowment insurance for urban and rural residents is broken?

What should I do if the endowment insurance for urban and rural residents is broken?

Old-age insurance can be renewed when it is terminated, and it can be replenished in the same year or not. Select "Finish" and calculate continuously before and after; If you choose not to fill in the blanks, those interrupted in the middle will not be counted, and the calculation will be combined before and after. Therefore, for the years of interruption, I choose to make up or not according to my own economic situation. As long as you pay before the statutory retirement age 15 years.

How to apply for social insurance registration?

When handling social insurance registration, the following documents and materials shall be submitted:

1, business license, certificate of approval for establishment or other approved practice certificates;

2, the national quality and technical supervision department issued by the organization unified code certificate;

3. Individual workers must show their identity documents;

4. Other relevant documents and materials stipulated by social insurance agencies.

What is the impact of the interruption of pension insurance payment?

1. If the premium is paid back, the payment subsidy will not be enjoyed; If the insured pays the premium annually, he does not enjoy the payment subsidy;

2. If you can't receive the pension on time, you must meet three conditions at the same time: First, the insured is over 60 years old. Second, there is no arrears, specifically referring to the local system. People who have reached the age of 45 should pay an annual fee to 60 years old (including 60 years old); For persons under 45 years of age, the cumulative payment period shall not be less than 15 years. You can't receive pension benefits if you don't pay the fees within the prescribed time limit. If the payment is completed before the age of 60, the pension will be received from the next month after the age of 60; After the age of 60, those who complete the payment will receive the pension from the month after the payment is completed. The third is to receive qualification certification for the first time;

3. The pension level is reduced. Due to the interruption of payment, the payment period is short, and the payment subsidy is not enjoyed after the deadline, so that the personal account fund is reduced, thus reducing the pension level.

To sum up, the old-age insurance for urban and rural residents can be replenished if it is broken. Breaking off diplomatic relations will not have much impact, but it must be paid before the statutory retirement age of 15.

Legal basis:

Article 16 of People's Republic of China (PRC) Social Insurance Law

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.

Article 22

The state establishes and improves the social endowment insurance system for urban residents.

The people's governments of provinces, autonomous regions and municipalities directly under the Central Government may, according to the actual situation, combine the social endowment insurance for urban residents with the new rural social endowment insurance.