Is there more ordinary pension or social security pension?

Social security pension is more than general pension. In fact, this statement itself is wrong. The so-called general pension is the old-age insurance that citizens participate in as individuals, but it is also social security, but the social security that individuals participate in is only old-age insurance and medical insurance. The social security of urban workers is very complete. Under normal circumstances, the social security of urban workers is higher than the contribution coefficient of individual endowment insurance.

1. Is there more ordinary pension or social security pension?

Social security pension is more than ordinary pension. The following is a detailed introduction:

1. The original intention of the residents' insurance system is to enable residents with lower incomes to participate in the insurance. It is a system that guarantees the basics and the bottom, while the city insurance is compulsory according to law, and the unit bears more burdens, encouraging individuals to pay more and get more.

The full name of endowment insurance is social basic endowment insurance, which is a social insurance system established by the state and society according to certain laws and regulations to solve the basic life of workers who reach the working age limit stipulated by the state and terminate their labor obligations or quit their jobs because of old age. Endowment insurance is an important part of social security system and one of the five most important social insurances. The purpose of endowment insurance is to protect the basic needs of the elderly and provide them with a stable and reliable source of life.

Second, the calculation method of social security payment base

Generally, my salary income in the previous year is the base of payment.

(1) If the wage income of employees is higher than 300% of the local average wage of employees in the previous year, 300% of the local average wage of employees in the previous year will be used as the payment base;

(two) the wage income of employees is lower than 60% of the local average wage of employees in the previous year, with 60% of the local average wage of employees in the previous year as the payment base;

(3) If the employee's salary is between 300% and 60%, it shall be declared according to the facts. When it is impossible to determine the wage income of employees, the payment base shall be determined according to the local average wage of employees in the previous year published by the local labor administrative department.

Social security will regularly check the base every year (March or July, in different places), and declare a new base according to the average monthly salary of employees in the previous year. It is necessary to prepare proof of these payroll.

3. How many years can I get a pension after paying social security?

Old-age insurance, the full name of social basic old-age insurance, is a social insurance system established by the state and society in accordance with certain laws and regulations to solve the basic life of workers who reach the working age limit stipulated by the state and terminate their labor obligations or quit their jobs because of old age. It is an important part of the social security system and one of the five most important social insurances. The purpose of endowment insurance is to protect the basic needs of the elderly and provide them with a stable and reliable source of life.

At present, the minimum payment period of social insurance in China is endowment insurance 15 years, and medical insurance is 20 years for women/25 years for men. The state is proposing social insurance reform. In addition to coordinating the implementation of social security nationwide, there is also a debate about the minimum life of insurance. It may be necessary to cancel the minimum insurance period and enjoy welfare benefits in accordance with the principle of "paying more and getting more benefits".

Pension is an endowment insurance system in the social security system. At present, the old-age insurance system is divided into urban residents' old-age insurance system, urban workers' old-age insurance system and rural new rural cooperative medical insurance system. In these three different old-age insurance systems, employers who work pay social security for us. After retirement, they usually get higher pensions than the new rural cooperative medical insurance system and more pensions than most urban residents.