What will happen if the medical insurance is paid and Qian Qian doesn't need it

When the social security money is used up, it means that the amount that can be reimbursed in the personal medical insurance account is used up. If you want medical insurance reimbursement, you need to pay in cash. You can't use the social security card to buy medicine, and you can only use it if there is a balance in the card after paying social security.

legal ground

Article 8 of the Implementation of Several Provisions

The medical expenses incurred by the insured in the agreed medical institutions that meet the basic medical insurance drug list, diagnosis and treatment items and medical service facilities standards shall be paid from the basic medical insurance fund in accordance with state regulations. If the insured really needs emergency treatment and rescue, he can seek medical treatment in a non-agreement medical institution; The scope of drugs that must be used for rescue can be appropriately relaxed. The specific measures for the administration of emergency and rescue medical services of the insured shall be formulated by the overall planning area according to the local actual situation.