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What does social security transfer mean?
Question 2: What does social security transfer mean?
Everyone will come into contact with social security at work, and the amount of social security payment has a certain relationship with the region where their salary level is located. Individuals and units must pay social security according to law. Social security can be used for many purposes, besides endowment insurance and medical insurance, there are also maternity insurance, work injury insurance and unemployment insurance.
What do you mean by social security transfer? -Introduction
Social security transfer is difficult.
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At present, there are about 300 million people participating in the endowment insurance for urban workers in China, and a total of 38 million people have lost their insurance this year. Figures come from the economic situation report made by Premier * * * at the 16th National Congress of China Trade Union. What is the reason for the interruption of payment? How to solve it? Our reporter interviewed relevant experts for a detailed interpretation.
Where does the data of 38 million come from?
Mainly concentrated in migrant workers with high mobility.
* * * It is pointed out in the above report that the biggest concern of the masses is social security, mainly pension. Frankly speaking, there are still problems in this. At present, about 300 million people have participated in the endowment insurance for urban workers. A total of 38 million people have lost their insurance coverage this year, mainly because some small and medium-sized enterprises have difficulties, or some flexible employees have stopped paying after paying more than 15 years.
Chu Fuling, director of the China Social Security Research Center of the Central University of Finance and Economics, told this reporter that the phenomenon of interruption of insurance payment does exist for many reasons, including wrong payment and overpayment after 15 years, and interruption of employment and loss of payment ability. Relevant departments should attach great importance to this phenomenon and take effective measures to solve it.
"For flexible employees who only choose to pay 15 years, they may not have enough money, or they may think that the payment return beyond the minimum payment period is not clear, or it is not as high as they expected, so they choose to give up payment." Wang Xiaojun, deputy dean of the School of Statistics of Renmin University of China, told this reporter that in order to encourage these people to continue to pay fees after retirement to get more adequate pension benefits, the insured should understand the current system, that is, the more they pay, the higher the pension benefits; The longer the payment time, the higher the pension benefits.
Tang Jun, Secretary General of Social Policy Research Center of China Academy of Social Sciences, pointed out in an interview with this reporter that 38 million people mainly refer to migrant workers. In the past, floating population could surrender their insurance, but now they can't. If they quit their jobs, go back to China or go out to work, there will definitely be an interruption of insurance coverage, so there is no need to over-interpret it.
Ye Tan, a financial commentator, also thinks that the figure of 38 million seems very large, but considering that there are 263 million migrant workers on the expressway in China, considering that young people all over the world start businesses, and considering the unemployed people at home, 38 million is acceptable.
Some experts have analyzed that the social security relationship is not transferable between different provinces and even cities. From the perspective of migrant workers, if the social security relationship continues to be non-transferable, only the personal account balance can be withdrawn, and it cannot be transferred to the overall account. Their early payment of pensions is tantamount to a blow to Shui Piao.
What is the reason for the interruption of payment?
It's not that you don't trust the current system, but that you don't understand it.
China's old-age insurance system adopts the model of "social pooling plus personal account", in which part of the social pooling fund is used to pay the pensions of retirees in the current period, and the funds in personal accounts are used for accumulation to ensure the retirement of the insured. Some commentators are worried that the failure of 38 million people will increase the pressure of empty accounts in pension personal accounts.
"Interrupting social security has nothing to do with personal accounts, but it will affect the pension income that these floating population will get at that time. This is actually the most important problem to be solved in China's pension insurance system, that is, the overall account cannot be completely transferred. " Tang Jun said that this part of the money was swallowed up by the system and could not flow across provinces, so it could only be left to local control.
Wang Xiaojun also believes that this is not directly related to making a personal account, but two different issues. Because the enterprises that have difficulty in paying fees don't have enough money, not because their personal accounts are solid; For the insured, as long as they can get satisfactory pension benefits after retirement, they will voluntarily pay for the pension insurance. In fact, a nominal bookkeeping account with * * * credit guarantee can also achieve this goal.
According to the Interim Measures for the Transfer and Continuation of the Basic Old-age Insurance for Employees in Urban Enterprises, which was implemented in 20 10/month, the overall fund is transferred based on the actual payment salary and according to the sum of 1 2%. According to the situation in Beijing, the unit is required to pay 20% of the total wages of employees in the previous year ... >>
Question 3: What does the social security transfer form mean? Hello!
Regarding the social security transfer form, after we paid the social security, the social security association existed. Generally speaking, our work unit pays social security. In this case, there is naturally a form of social security in the company. At this time, if you want to transfer social security, you need to involve the social security transfer form. In other words, for the social security transfer form, it is also a proof of the transfer of social insurance relations.
If you can ask more specific questions, you can give more detailed answers.
Question 4: What does the social security transfer amount mean? 1280*20%*6= 1536
Question 5: What are the procedures for social security transfer? 1. The company pays social security for employees and uses the company's own social security registration number. After the payment is stopped, the company will uniformly handle the social security transfer procedures for employees; 2. National networking of social security. Enter your ID number for inquiry. 3. If the company has difficulties, it must also print the social security transfer form in the social security center, and then hand it over to your new work unit, which will renew the insurance; 4. If you stay in the original unit, it is illegal for the original unit not to pay social security for employees; 5. Before finding a new job, those who resign and return to their hometown should take the business transfer letter and social security transfer form and other related materials to the social security center where their registered residence is located for filing at their own expense (every year 120 yuan), and then pay social security fees at their own expense to extend the service period; 6. Special note: If your personnel file is not transferred to the social security center where your account is located, you cannot apply for social security transfer. Because you have to file it first, and then you can handle social security-related matters. Social security contributions should not stop. Only when the continuous payment reaches the fixed number of years, can the conditions for receiving pensions in the future be met.
Question 6: The difference between social security relationship transfer and non-transfer 1. At present, China's social security system has not yet achieved national networking, or even provincial intranet, so if you pay endowment insurance in Changsha and Xiamen, you can't find the other party, as long as you don't pay it repeatedly;
2. If you only pay in Xiamen 1 year, don't transfer. Pay directly in Xiamen according to the new enterprise insurance, so you only need to transfer the social security relationship once when you return to Changsha;
3. The significance of social security relationship transfer is to link the amount of personal account with the payment period. If it is not transferred, the foreign payment part will be vacant.
Question 7: What documents are needed for social security transfer? You need your ID card and proof of social security payment, and apply for transfer letters from the social security bureaus of the two places respectively.
Well, at present, only the old-age insurance can be transferred, and the medical insurance can only be used in the insured areas.
Tell you good news, it is expected that in July this year, the country will implement medical insurance transfer in different places.
According to the national policy, from 201010/0, the old-age insurance is not allowed to surrender, and only the relationship can be transferred.
All formalities will take 45 working days to complete.
All participants in the basic old-age insurance for employees of urban enterprises, including migrant workers, can transfer the basic old-age insurance relationship when they are employed across provinces;
When personal account is transferred, 12% of the company's payment is also transferred, accounting for 60% of the company's payment;
The payment period of the insured in various places is calculated together, and the accumulated amount of individual accounts is calculated together, and migrant workers are treated equally.
In order to prevent the insured from going back and forth between the two places because of the renewal of insurance, the Interim Measures stipulates a unified handling process: when the insured leaves the place of employment, the social security agency will issue the insurance payment certificate;
In the new place of employment, you only need to submit a written application for renewal of insurance, and the social security agencies in the transfer place and the transfer place will coordinate the examination, confirmation and cross-regional renewal procedures.
Question 8: What proof does the company need for social security transfer? 1. The original company submitted to the social insurance center of the local People's Social Security Bureau the certificate of termination of the labor contract between the individual and the company, the endowment insurance manual and the registration form of increase or decrease of the employee's endowment insurance payment, so as to reduce your personal account, that is, subtract you from the company's social security account. After downsizing, the unit will return your pension insurance handbook, pension insurance personal account reduction form and other related procedures to you.
When you go through the transfer formalities, there must be a gap between you and the termination period of the labor contract. The unpaid fees during this period must be paid at the window of the social security center under the jurisdiction of the local human resources and social security department. Provide old-age insurance handbook, self-employed workers' old-age insurance write-down form and other related procedures, and renew the insurance in the name of self-employed. So that you can go through the transfer formalities.
3. Before going through the transfer formalities, you must provide the detailed address, unit name, bank name and bank account number of the human resources and social security bureau of the transfer place to the service center where the self-employed individuals pay, so that they can accurately transfer the amount of your personal endowment insurance account and the interest during the period to the social security center in the required place for renewal. In this way, your insurance relationship will be clear;
Question 9: About social security transfer! 10 point 1. If you want to transfer your social security to city A, you must first work in city A and pay social security normally before you can transfer it out. Otherwise, Beijing will not give you relevant carry-over.
2. The so-called social security transfer actually only transfers pension and medical care. Maternity, unemployment and work-related injuries are all delivered to local governments, so they cannot be transferred. Among them, the length of service of the pension part can be calculated cumulatively after transfer. In medical insurance, only the part paid by individuals can be transferred. Individual small cities carry forward cash, that is, they directly settle cash for you. Generally, big cities take internal overall transfer and give you a carry-over form of medical insurance account. You can take a social security card or a medical insurance card (from city A) and an ID card to the medical insurance office in city A to merge accounts.
If your department can't manage it, it will be temporarily sealed in Beijing. My suggestion is that if you are not from City A and don't plan to retire in City A, you can stay temporarily. Because you may still have City B and City C, when you reach a certain age and decide to retire in a certain city (maybe go back to Beijing, hehe), then merge the transfer of other cities into this retirement city.
It is very important that no matter which city you transfer to, you must be in the working state of that city and pay social security normally when you transfer. Then find a unit to help you do it for a few months. It shouldn't be too sleepy O(∩_∩)O~
Question 10: How to transfer your social security and medical insurance? 1, you don't need to transfer the medical insurance, just stop at the transfer-out place and add it at the transfer-in place.
2. Social security transfer procedures: (1) First, issue a payment voucher at the social security institution where the transfer place is located, and provide my ID card and unit certificate; (2) With the proof of payment and the certificate of new unit, issue a transfer certificate to the social security institution in the transfer place, and agree to the social security transfer; (3) With the transfer-in certificate, go to the social security agency of the transfer-out place to stamp the social security and print the list, and submit the relevant materials to the social security agency of the transfer-in place; (4) It takes a long time for the individual social security fee to be transferred from the social security institution in the transferring place to the social security institution in the transferring place, and it generally takes 6 months to check with the social security institution in the transferring place. (5) If the personal social security fee has not been transferred to the social security institution in the transfer place, it is necessary to go through the formalities again.
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