Proportion of payment of endowment insurance in Shenzhen

The proportion of individual contributions of Shenzhen old-age insurance The proportion of individual contributions of Shenzhen old-age insurance The payment period of basic old-age insurance includes the actual payment period of basic old-age insurance and the deemed payment period of basic old-age insurance. If the basic old-age insurance is regarded as the payment period and the actual payment period of the basic old-age insurance overlap, the overlapping part of the basic old-age insurance is regarded as the payment period, and the calculation is not repeated.

Pension is that some people pay a certain amount of money every month at work to ensure their basic life after retirement, so the issue of pension is also one of the topics that the public is most concerned about. In recent years, Ministry of Human Resources and Social Security's pension regulations have been constantly adjusted. Due to the different economic development in various provinces and regions in China, the pension regulations are not the same. So, how does Shenzhen stipulate pensions? What is the proportion of pension payment in Shenzhen? Come and have a look with me.

1. What is the pension contribution ratio in Shenzhen?

1. Pension insurance payment ratio: 20% for the unit (all included in the overall fund) and 8% for the individual (all included in the personal account).

2. The proportion of medical insurance payment: 9% for the unit and 2% for the individual+3 yuan.

3. Unemployment insurance payment ratio: 2% for the unit and 0/%for the individual.

4. Employers don't need to pay for individuals every month; Work-related injury insurance determines the work-related injury rate according to the industry scope of the unit.

5. The employer pays 1% every month, and individuals do not need to pay.

6. Housing provident fund deposit ratio: according to the actual situation of the enterprise, choose the housing provident fund deposit ratio. But in principle, the maximum shall not exceed 10% of the average wage of employees. Starting from the second half of 20 10, the city has uniformly stipulated that all employers should pay housing provident fund at 12% of their salary. Units and individuals are 65438+ 02% of salary.

Second, the relevant provisions of Shenzhen pension

According to the Notice on Adjusting the Basic Old-age Insurance Benefits for Enterprise Retirees in 20 16 jointly issued by the Municipal People's Social Security Bureau and the Municipal Finance Committee, Shenzhen will increase the basic pension for enterprise retirees who have gone through the basic pension collection procedures in the social security institutions of this municipality before 20 16 12 3 1.

1, according to the requirements of the province, per person per month by 1 13 yuan quota increase; On this basis, I will increase my monthly basic pension by 5% before this adjustment.

2. According to this method, the basic pension for enterprise retirees in Shenzhen will increase by 280 yuan per month this year. The increase will be reissued from June 65438+ 10 this year. This is the first consecutive 1 1 year in Shenzhen to improve the basic pension benefits for enterprise retirees.

3. In the near future, the Municipal Social Security Bureau will send a notice on the adjustment of the basic pension for enterprise retirees in 20 16 through the Municipal Post Office to inform them of the relevant treatment adjustment.

4. For enterprise retirees whose address has changed or whose registered address in the Social Security Bureau is incomplete, they can go to the "Production Center Office" on the 3rd floor of Shenzhen Post Business Letter Production Center with their social security card (or ID card).

(Address: 3rd floor, Building KLOC-0/29, Jindi Industrial Zone, Shazui, Futian District, about 50 meters south of the entry-exit permit hall) On-site printing; Or you can call the receiving address of the customer service registration notice of the municipal post office, print it by the post office and send it according to the registered address.

Three, Shenzhen pension insurance benefits

Shenzhen's basic old-age insurance benefits include basic pension, funeral subsidy, one-time pension for supporting immediate family members, basic medical insurance premium and local supplementary medical insurance premium.

1、 1992

1 employees who joined the work after August, and retired before February, 201165438, the monthly basic pension at the time of retirement is the basic pension plus personal account pension plus transitional adjustment;

2. 1 For employees who joined the work before July 3, 19921and retired after July 20061,the monthly basic pension at the time of retirement consists of basic pension, personal account pension and transitional pension.

3. For employees who worked from August10992 to19981231February and retired after 201210, their monthly basic pensions are composed of basic pensions and individuals.

IV. Specific measures for calculation and distribution

1. Basic pension: based on the average monthly salary of employees in this city in the previous year and the average monthly salary at retirement, it will be paid at the rate of 1% every year;

2. Personal account pension: calculated by dividing the accumulated amount of personal account at retirement by the planned number of months stipulated by the state;

3. Adjustment Fund: 300 yuan;

4. Transitional adjustment fund: 250 yuan retired every month in 2007 and 50 yuan retired every night for one year.

Article 15 of the Social Insurance Law consists of overall pension and individual account pension. The basic pension is determined according to factors such as individual cumulative payment years, payment wages, average salary of local employees, personal account amount, average life expectancy of urban population, etc.

To sum up, the above contents are the provisions on pensions in Shenzhen, but the proportion of pension contributions in Shenzhen is still based on the proportion of pension contributions stipulated by the state and has not been revised. At present, with the aggravation of population aging, the problem of providing for the aged in China cannot be ignored, and pension is an important scheme to effectively solve the problem of providing for the aged for retirees. Therefore, it is urgent to improve the pension system.