What is the proportion of social security contributions for flexible employees?

Flexible employees usually have two ways to participate in insurance.

First, as a flexible employee, pay employee social security, which usually includes employee pension insurance and employee medical insurance. The treatment is the same as that of on-the-job employees, but they need to bear all the expenses themselves, and the economic pressure is relatively great. Taking employee pension insurance as an example, the individual contribution ratio of on-the-job employees is generally 8% of the contribution base, and the unit contribution ratio is 20%; The proportion of flexible employees is generally 20%, and the proportion will be higher in some areas. However, the payment base of social security is between 60% and 300% of the average social wage in the previous year, and flexible employees can choose the appropriate payment grade according to their actual situation. The second is to participate in social security for urban and rural residents, including pension insurance and medical insurance for residents. Although the payment standard is low, the social security benefits are far lower than the employee social security. At present, residents' pension insurance in various places has multiple payment grades, usually ranging from several hundred yuan to several thousand yuan. You can choose independently and pay annually.

legal ground

People's Republic of China (PRC) social insurance law

Article 4 Employers and individuals who pay social insurance premiums according to law in People's Republic of China (PRC) have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Fifth people's governments at or above the county level shall incorporate social insurance into the national economic and social development plan.

The state raises social insurance funds through multiple channels. People's governments at or above the county level shall give necessary financial support to social insurance.

The state supports social insurance through preferential tax policies.