How long can social security usually be refunded?

According to the inquiry method, the social security refund will be paid in about 15 working days after it is approved. Generally speaking, social security cannot be surrendered, but if it is surrendered under the following circumstances, the general social security bureau will receive an account after verifying the information. In line with the following specific circumstances, social security fees can be refunded.

1. If you have to wait until you reach retirement age and the social security contribution is insufficient 15 years, you can apply to terminate the pension insurance relationship. At this time, the amount stored in your personal account will be paid to me in one lump sum.

2. If you pay social security for several years, go abroad to settle down and give up your nationality, you can apply in writing to terminate the employee's basic old-age insurance relationship when leaving the country or after leaving the country, and then pay me the amount stored in your personal account in one lump sum.

3. After paying social security for several years, the person suddenly died, and there is still a balance in the social security personal account, in which the individual payment principal and interest can be inherited. If an employee dies during his/her service, the amount of inheritance shall be the principal and interest of the individual contributions in the personal account at the time of his/her death.

Legal basis: Article 11 of the Social Insurance Law of People's Republic of China (PRC) implements the combination of social pooling and individual accounts for basic old-age insurance. The basic old-age insurance fund consists of employers, individual contributions and government subsidies. Article 14 Personal accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited. Fifteenth basic pension consists of overall pension and individual account pension. The basic pension is determined according to factors such as individual cumulative payment years, payment wages, average salary of local employees, personal account amount, average life expectancy of urban population, etc.