Social insurance benefits

Social insurance benefits refer to the conditions and level of social insurance benefits for workers. Article 76 of the Labor Law stipulates that workers in China enjoy the following benefits after retirement: endowment insurance; Sickness insurance benefits in case of illness or injury; Industrial injury insurance benefits at the time of injury; Unemployment insurance benefits when unemployed; Maternity insurance benefits during childbirth. After the death of a worker, his survivors also receive survivor's allowance. Social insurance refers to a social and economic system that provides income or compensation for people who lose their ability to work, are temporarily unemployed or suffer losses due to health reasons. The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance.

The social insurance plan is organized by the government, forcing a certain group to use part of its income as social insurance tax (fee) to form a social insurance fund. Under certain conditions, the insured can get fixed income or loss compensation from the fund. It is a redistribution system, and its goal is to ensure the reproduction of material and labor and social stability.

In China, social insurance is an important part of the social security system, occupying a core position in the whole social security system. In addition, social insurance is a contributory social security. The funds are mainly paid by employers and workers themselves, and the government finances give subsidies and bear the ultimate responsibility. However, workers can only enjoy the corresponding social insurance benefits if they fulfill their statutory payment obligations and meet the statutory conditions. [ 1]

20 18 September18, Li Keqiang, Premier of the State Council of the People's Republic of China, member of the Standing Committee of the Political Bureau of People's Republic of China (PRC), particularly emphasized at the the State Council executive meeting that all localities will keep the existing social security policies unchanged [2].

From June 5438+1 October1day, 2020, Hong Kong, Macao and Taiwan residents who work, live and study in the mainland (mainland) will have social security cards and enjoy the legitimate rights and interests of social insurance and social insurance benefits as mainland residents do. [3]

On February 18, 2020, Li Keqiang, Premier of the State Council of the People's Republic of China, People's Republic of China (PRC) presided over the the State Council executive meeting, and decided to reduce the social security premium of enterprises in stages, implement the policy of delaying the payment of housing provident fund for enterprises, and take various measures to stabilize enterprises and employment. [4] Since June, 2020 165438+ 10/,all social insurance premiums of enterprise employees have been collected by the tax authorities.