Beijing medical insurance deductible line

Taking 2022 as an example, the deductible line of Beijing medical insurance is 1.80 yuan for employees and 1.30 yuan for retirees.

The ceiling line for incumbents and retirees is the same, both of which are 20,000 yuan. According to Beijing regulations, when the medical expenses (including medical expenses and examination fees) within the scope of medical insurance exceed the deductible line (on-the-job 1.800 yuan/year, retirement 1.300 yuan/year), social security is based on the different levels of hospitals (90% for on-the-job first-class and 70% for second-class or above; Retirement level 90%, above level 2 85%), the maximum reimbursement limit is 20 thousand yuan. Because medical insurance is stipulated by local policies and subject to the level of local economic development, the standards of deductibles vary from place to place.