Why can't I find the endowment insurance paid by the factory?

The reason why the old-age insurance paid by the factory can't be found is because according to the national regulations, the unit pays the old-age insurance, does not enter the personal account, and all of them are used as the overall fund.

The basic old-age insurance premium is paid by enterprises and insured persons according to different payment ratios. Take the proportion of old-age insurance payment in Beijing as an example: enterprises pay 65,438+0.9% of the total payment base every month, and employees pay 8% of their wages. The social security certificate shows the amount paid by each insurance company and individual according to the actual payment amount, so the payment part of the three social insurance companies enjoying phased exemption is shown as "0", which does not affect the personal rights record and social security benefits.

From July 1 day, 2006, all the old-age insurance premiums paid by individuals will be included in personal accounts to pay my own pension. The policy of reducing and exempting enterprise social insurance premiums by stages will exempt the payment of three social insurance units, namely, basic old-age insurance, unemployment insurance and industrial injury insurance for small and medium-sized enterprises in the city from February to June, 2020. To sum up, all the endowment insurance premiums paid by enterprises are transferred to the overall fund account to pay the basic pension and other benefits for retirees. Therefore, in the personal account statement of endowment insurance printed by the Social Security Bureau, "company transfer-in" is displayed as 0, which makes some citizens mistakenly think that the company has not paid the fee.

Legal basis:

People's Republic of China (PRC) social insurance law

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The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.

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The social insurance system adheres to the principles of wide coverage, basic protection, multi-level and sustainability, and the level of social insurance should be compatible with the level of economic and social development.

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Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.