Is insulin included in the medical insurance

Can be reimbursed, animal insulin belongs to category A health insurance, can 100% reimbursement; human insulin and insulin analogs belong to category B, depending on the local health care economy, the reimbursement rate varies, usually around 70%. But because insulin analogs are more expensive, the use of analogs is usually limited to patients with recurrent episodes of hypoglycemia, type 1 diabetes or brittle diabetes.

The medical insurance system covers all employers in cities and towns, including enterprises (state-owned, collective, foreign-invested, private, etc.), institutions, private non-enterprise units and their employees, all of whom are required to participate in basic medical insurance. Whether or not township enterprises and their employees, owners of urban individual economic organizations and their employees participate in basic medical insurance is decided by the people's governments of the provinces, autonomous regions and municipalities directly under the central government.

Can an ID card be used to reimburse medical insurance

No, it cannot. An ID card cannot replace a medical insurance card, and you can use an ID card to replace a lost medical insurance card. Medical insurance card damage and loss, should be by the participant with the unit letter of introduction, my ID card in a timely manner to the medical insurance center to fill out the "card application form", for the lost procedures, and pay 30 yuan for the cost of the work, re-apply for the medical insurance card, the loss of the next day began to take effect, one week to take a new card. If a participant does not follow the prescribed procedures for loss of medical insurance card and the card is fraudulently used by others, the loss will be borne by the participant personally.

What about tetanus?

The skin-test-free tetanus shot is called tetanus immunoglobulin and is not reimbursable by either employee insurance or rural medical insurance. It is not a Class A drug. Hospitalization is also only reimbursable for Class A drugs and some Class Bs.

Reimbursement is divided into rural residents and urban workers:

1. The reimbursement rate for residents: town health centers reimburse 60%; secondary hospitals reimburse 40%; tertiary hospitals reimburse 30%.

2, urban residents, in a billing year, incurred in line with the scope of reimbursement of medical expenses up to 100,000 yuan, the starting standard for third-level hospitals 659 yuan, reimbursement rate of 50% ceiling of 2,000 yuan; hospitalization in the second-level hospitals starting standard of 300 yuan, reimbursement rate of 55%; first-class hospitals do not have a starting standard, reimbursement rate of 60%.

How long does it take to get reimbursed for health insurance

Basic employee health insurance can be reimbursed in the month following the month of payment. If you are a flexibly employed person who pays for social health insurance as an individual, reimbursement can begin after six months or one year of contributions. The waiting period varies from region to region, and the exact arrangement is subject to the notice from the local social security bureau.

I hope the above can help you, if you have other questions please consult a professional lawyer.

Legal basis:

Article 25 of the Social Insurance Law of the People's Republic of China, the state establishes and improves the basic medical insurance system for urban residents. Basic medical insurance for urban residents is a combination of individual contributions and government subsidies. The government subsidizes the portion of individual contributions required by people enjoying the minimum subsistence guarantee, people with disabilities who have lost their ability to work, and elderly people and minors over 60 years of age from low-income families.