How to pay the endowment insurance for urban and rural residents?

The payment methods of urban and rural residents' endowment insurance mainly include offline payment and online payment.

Offline payment mainly goes to the designated social security agency or bank window, and online payment can be made through online banking, mobile banking or social security APP.

First, the offline payment method

Go to social security institutions: urban and rural residents can go to local social security institutions, bring valid identity documents and relevant supporting materials, and complete the payment procedures according to the instructions of the staff. Social security agencies usually have a special payment window to facilitate residents to pay.

Payment through bank window: In some areas, urban and rural residents are also allowed to pay endowment insurance through bank window. Residents can go to the designated bank, bring relevant certificates and materials, and complete the payment according to the instructions of the bank staff.

Second, online payment methods.

Online banking payment: For residents who have started online banking, they can log in to their online banking accounts, select the social security payment option, and follow the prompts to complete the payment of endowment insurance. This method is convenient and quick, and can be carried out anytime and anywhere.

Mobile banking payment: Mobile banking is another convenient online payment method. Residents only need to download and install the bank APP on their mobile phones, log in to their own accounts, select the social security payment function, and complete the payment according to the operating instructions.

Social Security APP Payment: Social security agencies in some areas have also launched their own social security apps, through which residents can pay old-age insurance. Just download and install the APP, follow the prompts to register and log in, and then select the payment option to complete the payment.

To sum up:

The payment methods of endowment insurance for urban and rural residents include offline payment and online payment. Offline payment can be made at the social security agency or bank window, and online payment can be made through online banking, mobile banking or social security APP. Residents can choose their own payment methods according to their actual situation and convenience.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 10 stipulates:

Employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium. The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.

People's Republic of China (PRC) social insurance law

Article 60 provides that:

The employing unit shall declare itself and pay social insurance premiums in full and on time, and shall not postpone or reduce the payment except for legal reasons such as force majeure. The social insurance premiums that employees should pay shall be withheld and remitted by the employer, and the employer shall inform me of the details of paying social insurance premiums on a monthly basis. Individual industrial and commercial households without employees, part-time employees who have not participated in social insurance in the employing units and other flexible employees can pay social insurance premiums directly to the social insurance premium collection agencies.