How to deal with social security after death

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Paid the social security of the participants did not reach the retirement age of death, its personal account of social security how to deal with it? According to the "Chinese people's *** and the State Social Insurance Law" paid the social security of the insured person in the death of his personal account shall not be withdrawn in advance, the interest rate shall not be lower than the interest rate of the bank time deposits, exempted from interest tax. If the individual dies, the balance of the individual account can be inherited.

What happens when a participant dies?

Individuals who participate in basic pension insurance and die due to illness or non-work-related deaths, their survivors can receive funeral grants and pensions; those who become disabled due to illness or non-work-related total loss of working capacity before reaching the legal retirement age can receive invalidity allowances. The necessary funds are paid from the basic pension insurance fund. If a participant dies during the period of participation and payment of contributions, the accumulated savings in his individual account will be paid in a lump sum to his legal heirs or designated beneficiaries; if a participant dies during the period of receipt of pension, the remaining part of the accumulated savings in his individual account will be paid in a lump sum to his legal heirs or designated beneficiaries.

What happens when a participant dies?

The account balance in the medical insurance card of a deceased participant can be inherited by his/her heirs in accordance with the law. According to the medical insurance policy, the basic medical insurance premiums and transitional payments paid by the insured person in accordance with the law are non-refundable once paid. After the death of a participant, his/her medical insurance benefits will stop accordingly, but if there is still a balance in his/her individual medical account in his/her medical insurance card, the unit or his/her family members can apply for the liquidation of his/her individual medical account at the medical insurance agency with the relevant certificates to cancel his/her individual medical account, and the balance of his/her individual medical account will be inherited by his/her heir according to the relevant provisions of the Law of Succession of the People's Republic of China*** and of the State of China. The family members of the insured person or the operator of the unit will go to the agreed bank for the cancellation of the medical insurance card with the "Notice of Withdrawal of Individual Medical Account by ** Municipal Social Medical Insurance" issued by the municipal medical insurance agency.

Remarks: The state policy on pension insurance and medical insurance has expressly provided that if the contributor dies in the middle of the contribution period, the pension insurance can be dealt with by deducting the part of the *** enjoyment according to the deduction ratio of the local contribution, and the rest of the part can be returned to the contributor's heirs. The main body of medical insurance is *** enjoyment, personal daily enjoyment part in the usual has been paid to the person to enjoy on a monthly basis, so in the process of the death of the insured person incurred in the medical expenses, can be reimbursed according to the policy, the other no matter how much or how little you usually pay is not refunded and not compensated.

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