The money inside the medical insurance card is going to be less, the individual medical insurance account will be cut in half, why?

Particularly now to the hospital is to do what check, a check will cost a hundred dollars, and sometimes will not only be a test. This will be for the ordinary people is a very difficult thing, so the country has long considered this point, the implementation of health insurance policy, so that the people can reduce this piece of economic pressure, get sick to the doctor.

In the past, our own employee health insurance is divided into part of the enterprise contribution part of the individual to pay a part. I pay and 30% of the department to pay immediately keyed into our own medical insurance card. Generally, people were able to use this spending card directly when we visited the doctor or picked up medication. As well, the money in our own savings card is able to be manipulated by us and can be used to swipe a credit card to shop for drugs.

The amount in our own health insurance card will be lowered and our individual health insurance account will be reduced by half. What does that mean? In other words, 30 percent of the spending charged by the organization will not be able to migrate to our own personal accounts. Only the portion of the individual account paid by the business is going to be remitted out of the country. In other words, in the old days, a personal account was about $150 a month. Today, it's only 50%, or $75. This is our first change.

Everyone wants to know why that money is gone? In fact, that big chunk of money was used to boost outpatient reimbursement, which is the second shift we're going to look at. Why do we need to improve outpatient reimbursement? Actually, it's also to better minimize the cost of medical care for everyone. For example, the change would reimburse all hospital outpatient visits for chronic diseases.

That way, can you be filled with curiosity about whether expenses will be elevated without this large sum of money? In fact, that big chunk of money is used to boost outpatient fees. And that's the second shift we explored. Right now we are in outpatient clinics more than we are in hospitals. In the future, chronic conditions and outpatient services will be reimbursed.

General outpatient care is included in Medicare and reimbursed at no less than 50 percent. In addition to the general fever and fever and cold, but also reimbursement of basic hospital outpatient tests, and even lower blood pressure, diabetics and chronic diseases such as hepatitis B. In some geographic areas, chronic diseases are also included in the health insurance coverage. The reimbursement amounts range from more than a thousand to tens of thousands of dollars per year for different conditions. The actual amount is based on current local reimbursement policies.

The third shift is for one person to buy insurance for the whole family***. What does that mean? Simply put, the funds in your personal account in employee health insurance need to be applied by your significant other, parents & children. Previously, this was also prohibited due to the requirement that the funds in the individual account need to be applied by him. But now, after the reform, the family can swipe their credit cards together to get medicine, as long as you have a sufficient balance on your own health insurance card account.

The fourth change is the cross-region clearing of health insurance, you can also swipe your credit card to get medical treatment elsewhere. By the end of the year, the relevant regulations stipulate that every county has at least one designated designated medical institution that can provide inter-regional clearing, including outpatient services. For seniors living in different areas or moving with their children, applying the health insurance card is much easier.

The fifth change is that there will be more pension benefits. Pension benefits increase at a rate of 3-5% per year. This is also an increase in the original pension. Although some people say that seniors with smaller pension pensions shouldn't have to ask for much, this is the state's way of taking care of and caring for the elderly. In this regulation, many places will also apply social security cards to pay pension benefits. Always remember to activate the accounting role of the social security card.

Because health insurance is not yet nationally coordinated, and thus the progress of reform and innovation varies across the country! But in the end, the trend will be the same! Although the amount of money into the personal account is much less, but the personal account can be applied to the whole family. But even some netizens reflected: personal account is much less, itself may not be enough, but how to integrate the application?