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Can veterans insurance be refunded?
According to "Social Insurance Law", personal account pension is the funds saved for retirement during personal work, and it is an important part of basic old-age insurance benefits. The state forces the withdrawal, and individuals are not allowed to withdraw in advance before retirement. Therefore, under normal circumstances, if you want to return the employee pension insurance, you need to wait until you reach the statutory retirement age before you can implement it. The specific surrender conditions of employee pension insurance can be consulted by the local social security bureau. Meet the following conditions, can be returned to the employee pension insurance:
1. If you change your nationality after going abroad to settle down, your personal passport and visa with the word (immigrant) or the immigration procedures issued by the local government department, and the cancellation page of your household registration book. Return the personal payment principal and interest during the enterprise payment period, the personal account principal and interest during the flexible employment payment period and the personal payment principal outside the personal account.
2. In case of work-related death, the inheritance amount of the legal heir is the personal payment principal and interest during the enterprise payment period, the personal account principal and interest during the flexible employment payment period and the personal payment principal outside the personal account.
3. Repeated payment. If the payment of flexible employees is repeated with the payment of enterprises, the payment of flexible employees will be refunded; If the amount withheld and remitted by the bank is duplicated with the enterprise payment, the part of the enterprise payment during the duplication period shall be refunded; If the payment information of institutions and flexible employees is repeated, the payment part of flexible employees during the repeated period will be returned.
: Preferential policies for veterans' pension insurance
Soldiers have paid countless sweat and passion for their country during their service. After their service, the state implemented a series of policies to protect the basic rights and interests of veterans. Veterans can enjoy the preferential policy of "deemed payment period" in the process of endowment insurance.
In fact, according to Article 12 of the State Council Decree No.259 "Provisional Regulations on the Collection and Payment of Social Insurance Fees", payment units and individuals shall pay social insurance fees in full in cash, and social insurance fees shall not be reduced or exempted. Veterans, like ordinary citizens, buy old-age insurance and pay old-age insurance premiums by themselves, and begin to enjoy old-age pensions after the age of 60. However, the service years of veterans (length of military service) can be regarded as "deemed payment years", that is, the old-age insurance premium has not been paid in 10 years after enlistment, but it is regarded as paid, that is, it has been paid in 10 years on the basis of its insurance premium payment years.
Payment period includes deemed payment period and actual payment period. The deemed payment period refers to the continuous working time calculated according to the state regulations before the actual payment period in all the working years of employees. Before the implementation of the basic old-age insurance system for enterprises and employees, the time calculated as continuous length of service according to state regulations can be regarded as "deemed payment period" and can be combined with the actual "payment period" to calculate and pay the old-age insurance premium. In addition, after the formal employees of government agencies and institutions are transferred to enterprises, they should participate in the basic old-age insurance for enterprise employees, and their original working years are regarded as payment years; Demobilized veterans and urban educated youth who go to the countryside are recruited as contract workers and participate in basic old-age insurance, and their length of military service and rural areas are calculated as continuous length of service according to state regulations, which can be regarded as the payment period.
According to the State Council's Notice on Deepening the Reform of the Pension Insurance System for Enterprise Employees, before the implementation of the individual payment system, the continuous service of employees can be regarded as the payment period. The deemed payment period can be combined with the actual payment period to calculate and issue the basic old-age insurance premium.
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