How to insure Bao Hui in Anhui?

How to insure Bao Hui in Anhui? Bao Hui, Anhui Province is a supplementary medical insurance for the benefit of the people, which is closely linked with Anhui medical insurance plan. The insurance coverage covers the liability of hospitalization insurance inside and outside the medical insurance catalogue, effectively solving the problems of expensive medical treatment, expensive hospitalization and expensive drugs at one's own expense. How to insure Anhui Bao Hui?

How to insure Anhui Bao Hui 1 Anhui Bao Hui is relatively simple, mainly online self-insurance. The specific process is as follows:

1, wechat search "Anhui Bao Hui" third-party platform, click "insurance entrance" in the menu bar in the lower left corner to enter insurance;

2. After entering the insurance page, there are two versions to choose from, the comprehensive Pratt & Whitney version and the warm little home version. After selection, fill in the insurance information, such as name, ID number and mobile phone number.

3. Check the relevant clauses and declare that the premium is paid. Individual 66 yuan/year, family unit insured. The premium per person is 60 yuan.

Who are the groups suitable for insurance?

He is the insured of the basic medical insurance for urban workers and urban and rural residents in Anhui Province, and is in the insured state. No physical examination is required, and all employees or residents can participate in the insurance regardless of age and occupation. If you can't buy millions of medical care, or only have medical insurance, Anhui Bao Hui can also be a powerful supplement, mainly suitable for the following three groups of people:

1 Too old.

Bao Hui, Anhui is not limited in age, and people of 100 can also buy it. General medical insurance needs people under 60 to buy.

In poor health

Anhui Bao Hui health does not need to be informed, but it can also be insured if it is sick. If you can't buy millions of medical care or exclusive insurance, such as breast and thyroid diseases, you can choose this.

3 High-risk occupations

Firefighters, explosion-proof and other high-risk occupations, most medical insurance can not be insured, but any occupation in Bao Hui can be bought.

Anhui Bao Hui supports qualified underwriting. I, my children, my spouse and my parents can buy medical insurance for urban workers, medical insurance for urban and rural residents and participants of the new rural cooperative medical system in Anhui Province, regardless of age, occupation and health status.

How to insure Anhui Bao Hui 2 Anhui Bao Hui in 2023 1 1 month 2022? The article about the purchase of Bao Hui in Anhui Province published by the official platform of Bao Hui, Anhui Province reads "Bao Hui, Anhui Province can be purchased in 2023165438+October 2022".

Bao Hui, Anhui Province is a supplementary medical insurance for the benefit of the people, which is closely linked with Anhui medical insurance scheme. The scope of protection covers the medical insurance responsibility of hospitalization inside and outside the medical insurance catalogue, effectively solving the problems of expensive medical treatment, expensive hospitalization and expensive drugs at one's own expense. Anyone who participates in the basic medical insurance for urban and rural residents, the medical insurance for urban workers and the new rural cooperative medical system in Anhui Province, regardless of age, occupation and medical history, pays 66 yuan/person/year, and can enjoy a maximum of 4 million hospital medical expenses.

Anhui Bao Hui payment channel will be opened within a limited time, and will not be reissued after the time limit. Payment method: 1. WeChat searches for official WeChat account, which is official in Bao Hui, Anhui; 2. Know-it-all APP searches for "Bao Hui, Anhui" to join the insurance. Citizens can contact customer service to handle related matters through the official account of WeChat in Bao Hui, Anhui.

Bao Hui insurable illness is:

First, the insurance liability of hospitalization medical expenses in medical insurance and hospitalization medical expenses outside medical insurance is determined, and they can be reimbursed as long as they are within the insurance scope;

Second, determine the insurance liability for medical expenses of those with past history. People with the following past diseases can be reimbursed according to the insurance contract:

1. Malignant tumor: including leukemia, lymphoma and carcinoma in situ;

2. Liver and kidney diseases: including chronic renal insufficiency, chronic renal failure, chronic hepatic insufficiency, cirrhosis and chronic liver failure;

3. Cardiovascular and cerebrovascular diseases and glucose and lipid metabolism diseases: including coronary heart disease, myocardial infarction, cardiac rupture, cardiogenic stroke, chronic cardiac insufficiency, chronic heart failure, aortic disease, cerebral embolism, cerebral infarction, cerebral hemorrhage, stroke, extremely high-risk hypertension population 1, extremely high-risk hypertension population 2, extremely high-risk hypertension population 3, hypertension 3, 1 type diabetes.

4. Pulmonary diseases: including chronic obstructive pulmonary disease, chronic respiratory failure and interstitial pneumonia;

5. Other diseases: including systemic lupus erythematosus, aplastic anemia, ulcerative colitis, congenital diseases, genotypic diseases and neurodegenerative diseases.

How to insure in Bao Hui, Anhui, Anhui? 3 It is relatively simple to claim compensation in Bao Hui, Anhui, mainly online. The specific operation process is as follows:

1. Enter the "Anhui Bao Hui" third-party platform, click "I want to claim" in the menu bar, and enter hospitalization information on it;

2. According to the guidance, submit reimbursement materials, such as hospital medical records, bills, expense list details, etc. , the system will automatically upload materials;

3. The insurance company will review the materials. For eligible medical expenses, the insurance company will directly transfer them to the account agreed by the insured.

It should be noted that Bao Hui, Anhui Province, although it can have a medical insurance of up to 3 million yuan a year as long as it is in 66 yuan, it does not compensate for five specific past diseases, nor does it compensate those who have not been treated in an agreed hospital or whose medical expenses have not been reimbursed by medical insurance.

1. What does Anhui Bao Hui claim include?

(1) is the hospitalization expenses within the scope of the medical insurance catalogue, with a deductible of 20,000 yuan. If the deductible exceeds the agreed payment conditions, it will be paid by 75%, with a maximum payment of 6.5438+0.5 million yuan.

(2) It is the out-of-pocket medical expenses for hospitalization outside the scope of medical insurance catalogue, with the deductible of 20,000 yuan. If the part exceeding the deductible meets the agreed payment conditions, it will be paid at the rate of 75%, with a maximum payment of 6,543,800 yuan+0.5 million yuan.

2. Can I be reimbursed for seeing a doctor in a foreign country?

If the insured person meets the referral and filing procedures and is hospitalized in a designated hospital outside the insured area, he can pay according to the normal proportion; For those who have not gone through the procedures of referral and filing, the proportion of compensation after medical insurance reimbursement will be reduced from 75% to 60%. If medical insurance is not reimbursed, this insurance will not pay for it.

3. What expenses can Bao Hui reimburse?

Anhui Bao Hui undertakes to bear the reasonable and necessary hospitalization expenses incurred by individuals in designated medical insurance hospitals due to accidents and diseases, excluding Hongkong, Macau, Taiwan Province Province and overseas regions, and excluding its affiliated international medical care, special medical care, VIP medical care, foreign guests medical care or similar departments and departments.