Can I buy imported drugs with my social security card?

Do you promise to import medicine?

Whether China Life products can be reimbursed for imported drugs is subject to the terms of the policy. Some insurance products can be reported, and some can't.

It is understood that China Life Insurance has introduced China Life Insurance such as E Kangyue Million Medical Insurance and Million Peace of Mind Medical Insurance to reimburse imported drugs. Consumers with insurance needs can choose insurance according to their actual situation.

At present, some imported drugs are also included in the social security reimbursement catalogue, and those who purchase social security insurance can enjoy the right to reimbursement, but some imported drugs are still not included in the social security reimbursement catalogue and need to be supplemented by commercial medical insurance.

2. What imported drugs are included in medical insurance this year?

Drugs included in the basic medical insurance drug list are clinically necessary, safe and effective, reasonably priced, easy to use, and have sufficient market supply, and meet one of the following conditions.

1, drugs included in China Pharmacopoeia (current edition);

2. Drugs that meet the national standards of the US Food and Drug Administration;

3. The State Food and Drug Administration of the United States approved the official import of drugs.

Non-medical insurance drugs, that is, drugs that cannot be included in the scope of use of the Catalogue of Drugs for Basic Medical Insurance:

1, which is mainly a tonic drug;

2. Some animals and animal organs and dried fruits that can be used as medicine;

3. Various wine preparations processed with Chinese herbal medicines;

4. Fruity preparations and oral effervescent agents in various drugs;

5 blood products and protein products (except for special indications and first aid and rescue);

6, the provisions of the Ministry of labor and social security medical insurance fund will not pay for other drugs.

This medicine is prescribed by a doctor, but it is not a medical insurance reimbursement medicine, so it should be paid at its own expense, so the cost of this medicine is not very high.

3. Is there medical insurance for imported drugs?

The distinction between imported drugs and self-funded drugs mainly depends on the products in the medical insurance catalogue. For example, drugs that are not in the medical insurance catalogue are imported at their own expense. Usually, they all have import labels and import certificates.

4. Can I buy imported drugs with my social security card?

You can only buy medicine at designated pharmacies. When purchasing drugs in designated retail pharmacies, the insured person who participates in the personal account of medical insurance can use the funds in the personal account to purchase drugs; In addition, if there are funds deposited in the financial account of the social security card, you can use the payment function equivalent to the ordinary bank card to purchase drugs. If the accumulated amount in the personal accounts of the first-class insured persons of basic medical insurance exceeds 5% of the average wage of employees in this city in the previous year, the excess can be used to pay the following expenses: (1) I purchase non-prescription drugs within the scope of the basic medical insurance and local supplementary medical insurance drugs in designated retail pharmacies; (two) the basic medical expenses and local supplementary medical expenses paid by myself, my spouse and the immediate family members who have participated in the basic medical insurance in this Municipality when they visit the designated medical institutions; (three) the cost of health examination and vaccination for himself and his spouse and his immediate family members who have participated in the basic medical insurance in this Municipality; (four) other medical expenses stipulated by the state, Guangdong Province and this Municipality.

Yesterday, the reporter learned from the Municipal Social Security Bureau that in order to make the use of social security cards (medical insurance cards) safer, Nanning social security cards (medical insurance cards) will implement new use management regulations on 10/0/7. It is understood that from165438+1October 17, insured persons with medical insurance cards need to use passwords to settle drug purchase fees at designated retail pharmacies. According to the relevant person in charge of the Municipal Social Security Bureau, insured persons who have not set their passwords can set their passwords at designated retail pharmacies through 20 17 1 17. After the medical insurance card is set with a password, the insured person also needs to use the password when seeking medical treatment and settlement in designated medical institutions. In order to facilitate the masses to seek medical treatment, the insured who has not set the medical insurance card password can still settle medical treatment in designated medical institutions with six initial passwords. For example, Xiaohong, an insured employee in Nanning, still uses the initial password for her medical insurance card. From165438+1October17th, she can't use her credit card to buy medicine at the designated medical insurance pharmacy in Nanning, but she can still make normal settlement with her initial password when she goes to the designated hospital for medical treatment.