Job Recruitment Website - Social security inquiry - Must social security be paid continuously? Can't it be broken in the middle?

Must social security be paid continuously? Can't it be broken in the middle?

Social security is not necessarily paid continuously, but can be broken in the middle.

Social security is cumulative. At the cumulative expiration of 15 years. If you meet the retirement requirements, you don't need to pay it back. According to the policy, those who participate in the basic old-age insurance for employees can apply for normal retirement and enjoy basic pension benefits on a monthly basis when they reach the statutory retirement age and have paid 15 years.

Paying social security is generally aimed at some historical issues. Pay back the insurance, under 60 years old. Female under 50 years old, social security 15 years or more. You don't have to pay it back. If it is insured in the name of an individual, if it is missed, it can only be paid back, and five risks can be paid. If the unit does not declare to open an account, it can only pay back the pension. If you want to pay it back after a period of time, you can find an agent to pay it back.

If the payment of medical insurance is interrupted for more than 3 months, the continuous payment period of medical insurance will be recalculated, and the medical insurance benefits will stop from the next month. It will be six months before you can enjoy medical insurance again.

In addition to social security, the payment of provident fund will also bring trouble, because when handling provident fund loans, there will be a rule of continuous payment for six months, so payment will easily lead to loan failure.

After the balance of medical insurance account is used up, the reimbursement ratio of on-the-job employees is different according to different hospitals. 80% of the medical expenses above the maximum payment limit shall be paid by the local supplementary medical insurance supplementary fund, and 20% shall be borne by the individual. Medical expenses within the Qifubiaozhun shall be paid by the funds in the patient's current account, and the part exceeding the Qifubiaozhun shall be paid by both the medical insurance and the patient according to the reimbursement ratio.

legal ground

People's Republic of China (PRC) social insurance law

Tenth employees should participate in the basic old-age insurance, and employers and employees should pay the basic old-age insurance premium. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium. The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council. Eleventh basic old-age insurance to implement the combination of social pooling and individual accounts. The basic old-age insurance fund consists of employers, individual contributions and government subsidies.