The difference between medical insurance account and personal account

Legal analysis: medical insurance account is the general name of medical insurance account. Anyone who pays medical insurance, whether you pay employee medical insurance or resident medical insurance, will have a medical insurance account; Personal accounts are medical insurance accounts, and medical expenses belong to accounts controlled and used by individuals, generally referring to medical expenses in personal social security cards. Due to the implementation of the second-generation social security card, the past medical insurance card has stopped being used, so there is no name of medical insurance card now, which is called social security card for short.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.

Twenty-sixth basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with state regulations.

Twenty-eighth medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency treatment and rescue shall be paid by the basic medical insurance fund in accordance with state regulations.