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What to do with domestic social security after immigrating to Korea
In recent years, more and more people choose to immigrate to South Korea, but many of them have already purchased a certain number of years of social security in the country. If you settle in South Korea, in the domestic payment of social security for many years, where to go from here? Together with me to understand.
Part 1
What should I do if I have not paid for 15 years in Korea and I am settling abroad? For example, Mr. Zhang has been working in Beijing for 12 years and has paid social security contributions for 12 years, but now his family is planning to settle abroad, what should be done about social security? According to the relevant provisions of the relevant regulations, the insured person before the retirement of the settlement, personal account storage amount returned to the insured person, and at the same time, the end of the pension insurance relationship. However, it is also possible to keep the account without surrendering it. In Mr. Zhang's case, it is advisable not to surrender the policy. Some people go abroad and then consider coming back, continuing their employment in the country and eventually retiring in the country. Once you surrender your policy, you will have to re-accumulate your contribution years again. In other words, if Mr. Zhang comes back to China in the future, he will have to pay for 3 more years to accumulate 15 years, and he will be able to receive a pension when he retires at the age of 60. However, if he withdraws from the policy, he will have to make contributions for another 15 years. Therefore, if you are not in urgent need of money, it is advisable not to surrender the policy. Part 2 If you have contributed for 15 years and left the country before the retirement age, can you still do the retirement formalities at the retirement age? According to the current policy, after 15 years of social security contributions, you can retire and receive a pension. When you reach retirement age, even if you have the nationality of another country, you can still return to your home country to apply for retirement and receive a pension. And living abroad, it is not difficult to receive the domestic pension, and do not need to go back to the country to receive. It is reported that after retirement, the retiree is abroad, the social security agency can send its monthly pension to the participant. And once a year to receive the pension qualification certification can also be certified in the local Chinese Embassy after sending back to the country can be. Part 3 What if I really want to surrender my insurance? 1Medicare cancellation This is where you take the money out of your health insurance in one lump sum. This is in addition to the original and copy of the passport of the country of emigration, the original and copy of the certificate of cancellation of the account, but also the original unit of the certificate of termination of the contract. If not, you have to take the "Basic Medical Insurance Reduction Personnel Roster" to the original certificate in the medical insurance center to go through the relevant procedures, proving that you have terminated the contract with the original unit. 2 print out the individual account contribution details Take the original and copy of the passport of the country of emigration, the original and copy of the certificate of cancellation of household registration, a copy of the ID card, the employee's pension handbook, and go to the pension insurance center to print out the individual account contribution details. 3 Open the "Social Security Fund special receipt" Go to the personnel department of the original unit, let the person in charge of pension insurance to open a "Social Security Fund special receipt" and stamped with the official seal of the unit, and then take all the materials to the Pension Insurance Center for review. 4 receive money The pension insurance center will put the money in your account into the account of the original unit at once, and then you go to the original unit to receive money. CPF account cancellation When you apply for account cancellation, apart from your CPF card, you will need to take the original and photocopy of your passport from the country of emigration, the original and photocopy of the certificate of cancellation of hukou, and a photocopy of your ID card or a photocopy of your Chinese passport again. After the final approval from the CPF Management Center, they will process the account cancellation and take out all the CPF in the account to you. It is worth noting that when you surrender your account, only the EPF is fully refundable to the individual, while the pension can only be refunded for the portion paid by the individual.
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