The process of individual handling social security

The process of handling social security for individuals is relatively simple: the applicant carries the original and photocopy of the household registration book, the original and photocopy of the ID card, the designated bank passbook, and fills in the complete Application Form for Social Insurance for Flexible Employment, and goes to the social insurance agency where the household registration is located to handle the insurance formalities.

It should be noted that there are certain restrictions on individuals applying for social security. In terms of age, men need to be between 16 and 50 years old, and women need to be between 16 and 45 years old. In addition, the applicant must hold a local account, and the occupation must also be freelancer or self-employed.

Individuals can pay social security in the following ways: they can apply for endowment insurance, medical insurance, or both. It is suggested that individuals should take out insurance together with pension and medical insurance to establish a more comprehensive protection for themselves.

In addition, when individuals apply for social security, they need to pay attention to the following issues:

First of all, we must understand the definition of flexible employees in policy. The so-called flexible employees refer to the forms of employment independent of the unit, including self-employed and partnership operators, freelancers and temporary workers. Secondly, the retirement age of freelancers is 60 for men and 55 for women. Finally, you can only receive a monthly pension after paying the old-age insurance for fifteen years.

Personal social security payment method:

Individuals can pay social security in the following two ways.

First, pay social insurance as a freelancer. In accordance with the provisions of the payment base (hundreds to thousands, each with its own local regulations) according to a certain proportion of payment, different places. Endowment insurance is generally paid at the rate of 18-28%, and medical insurance is generally paid at the rate of 6- 10% of the local average wage level in the previous year.

Two. , paid by the unit. That is, the units and individuals jointly pay, the unit pays part, and the individual pays part according to a certain proportion of the individual's average monthly salary income in the previous year. The individual part is paid according to 8% of the average salary of the individual in the previous year, 2% for medical insurance and 0.5- 1% for unemployment insurance.