Payment ratio of five insurances and one gold

Five insurances and one gold are paid according to this ratio: the pension insurance payment ratio is 28%; The medical insurance contribution rate is 8%, of which the unit contribution rate is 6%; Unemployment insurance payment ratio is 3%; The contribution rates of industrial injury insurance are 0.6%, 1.2% and 2% respectively; The proportion of maternity insurance payment is 0.7%; The housing provident fund deposit ratio is 6% 12%. Five insurances and one gold refer to several kinds of security benefits provided to workers by employers, including endowment insurance, medical insurance, unemployment insurance, work injury insurance, maternity insurance and housing accumulation fund. On-the-job employees shall pay the housing provident fund in accordance with the regulations. As a payable item, housing accumulation fund should be legally necessary, and at the same time, payment also shows that it is an obligation. Generally, employees who work in the employer will be helped by the employer to pay part of the expenses of five insurances and one gold, which is stipulated by national laws. Paying part by yourself and part by the employer can reduce a lot of economic pressure, because there is a monthly bonus of 1500 yuan.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 12 The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of employees stipulated by the state and record it in the basic old-age insurance pooling fund.

Twenty-third employees should participate in the basic medical insurance for employees, and the employer and employees should jointly pay the basic medical insurance premiums in accordance with state regulations.

Article 35 The employing unit shall pay the work-related injury insurance premium according to the total wages of employees and the rate determined by the social insurance agency.

Derivative problem:

What if the unit doesn't pay five insurances and one gold?

If the unit fails to pay five insurances and one gold to the employees, the social security collection agency shall order it to pay within a time limit or make up for it; If the unit fails to pay within the time limit, the social security collection agency may inquire about its deposit account in banks and other financial institutions; And may apply to the relevant administrative departments at or above the county level to make an administrative decision on allocation.