What's the difference between new rural insurance and social security?

1, the charge is different. The payment base of social security has certain regional differences and will be formulated according to different payment grades and payment groups. At present, the monthly cost of social security itself ranges from 300-3000 yuan. The fee standard of agricultural insurance will be relatively low, and there is a corresponding state subsidy for agricultural insurance. The monthly fee you need to pay is around 200 yuan.

2. The objects to be protected are different. The main objects of social security are employees, self-employed individuals and self-employed individuals who pay local accounts. Rural insurance can only be insured by residents with rural hukou.

3. The types of insurance are different. Social security includes medical insurance, endowment insurance, industrial injury insurance, unemployment insurance and maternity insurance, while rural insurance only includes rural medical insurance and rural endowment insurance.

4. Different wishes. Social security is enforced by national laws and regulations, and employers, including individual workers, must pay in accordance with the regulations; Agricultural insurance is the voluntary participation of farmers, and it is also based on the actual situation in rural areas at this stage. It is guided by the government, but it is not mandatory.

5. The collection of endowment insurance is different. Social security and rural insurance receive different pensions in the later period. Social security receives workers' pensions, and agricultural insurance receives rural pensions. Generally speaking, social security pension will be slightly higher than rural insurance.