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The difference between social security payment in different places and local payment
1, the payment base is different. The economic development of different provinces is different, and the base of payment is generally different everywhere;
2. Personal accounts are different. The medical insurance of local hukou has a personal account, that is, there is money in the medical insurance card, so you can buy medicine by credit card and enjoy outpatient reimbursement, while the medical insurance of foreign hukou has no personal account and can only enjoy hospitalization reimbursement;
3. Social security transfer is different. If you haven't paid social security in your current city, you need to open a new account to pay it. Social security in other provinces and cities needed to be transferred before. If the transfer is not made, it will be invalid and will not be automatically accumulated into the new account.
The difference between cumulative social security contributions and continuous social security contributions;
Social insurance and endowment insurance accumulated 15 years, and commercial insurance and endowment insurance continued.
1: According to the current regulations, if the accumulated payment period reaches at least 15 years, you can receive the old-age insurance premium every month after retirement. If the cumulative payment period of intermittent payment is less than 15 years, you can only receive a one-time pension.
2. Intermittent payment of old-age insurance premiums, reaching the retirement conditions stipulated by the state, and paying basic old-age insurance benefits directly affect personal account pensions and transitional pensions. At the same time, the basic pension is paid, based on the average social wage of employees in the city in the previous year when they retire. Before the intermittent payment, it was to process the average social wage of employees in the city and take out the arithmetic average. In this way, the base of the basic pension will be reduced, and the relative basic pension will also be reduced.
To sum up, the difference between paying social security in different places and paying social security locally mainly lies in different payment bases, different personal accounts and different social security transfers.
Legal basis:
People's Republic of China (PRC) social insurance law
Article 4
Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services.
Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.
Article 5
The people's governments at or above the county level will incorporate social insurance into the national economic and social development plan.
The state raises social insurance funds through multiple channels. People's governments at or above the county level shall give necessary financial support to social insurance.
The state supports social insurance through preferential tax policies.
Article 10
Employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium.
Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium.
The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.
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