What should I do after leaving my job in Changsha? What are the consequences?

Buying a car in Beijing, Shanghai and other places requires a lottery, and it is also necessary to meet the conditions of continuous payment of social security for several years. Of course, buying a house and a car in Changsha is not so strict. As long as you have money, you can buy it if you want. But paying social security in Changsha is also a very troublesome thing, because it is related to whether you can enjoy medical insurance, old-age insurance and so on. What should you do when you are old? How to transfer social security when returning to Changsha from other places? Answer them for you one by one.

What should I do after leaving my job in Changsha? What are the consequences? The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance.

1, endowment insurance

The Measures for Basic Old-age Insurance for Urban and Rural Residents in Changsha (Chang [2014] No.47) stipulates that:

The insured person chooses the payment grade independently, and pays more; Pay by year, and the cumulative payment period shall not be less than 15 years.

Before July 20 1 year 1 day, the insured who has reached the age of 60 may not pay the old-age insurance premium; If the insured person is over 45 years of age but under 60 years of age, the payment will be made year by year, but the cumulative payment period will not exceed 15 years.

If the payment is interrupted or paid every other year for various reasons, the government's payment subsidy will not be enjoyed during the interruption and payment period. (The government subsidizes the insured to pay. The subsidy standard is: individual payment 100 yuan, and the government subsidizes 30 yuan; Every time the payment level is raised, the payment subsidy will increase 10 yuan. )

Transfer of endowment insurance

Transfer and connection within the basic old-age insurance system for urban and rural residents. Those who participate in the basic old-age insurance for urban and rural residents need to transfer the basic old-age insurance relationship between urban and rural residents in the province due to household registration transfer during the payment period, apply for the transfer of the old-age insurance relationship in the place where they moved in, and continue to pay the insurance premium according to the regulations of the place where they moved in. The cumulative payment period is calculated, and the personal account storage amount is settled by the province during the year; If it is necessary to transfer across provinces, apply for the transfer of pension insurance relationship at the place of immigration, transfer all the storage amount of personal accounts at one time, and continue to pay insurance premiums according to the regulations of the place of immigration, and the payment period is calculated cumulatively. For those who have received the basic old-age insurance benefits for urban and rural residents in accordance with the regulations, the old-age insurance relationship will not be transferred regardless of whether the household registration is transferred.

Transfer and convergence of the basic old-age insurance system for urban and rural residents and the basic old-age insurance system for urban workers. After reaching the statutory retirement age, participants in urban and rural residents' pension insurance and urban workers' pension insurance can apply for changing from urban and rural residents' pension insurance to urban workers' pension insurance. When the payment period of urban workers' pension insurance expires 15 (including extending the payment to 15), they will be paid corresponding treatment according to the urban workers' pension insurance method; If the payment period of endowment insurance for urban workers is less than 15 years, you can apply for transferring from endowment insurance for urban workers to endowment insurance for urban and rural residents. When the conditions for receiving the pension insurance for urban and rural residents are met, the corresponding treatment shall be paid according to the pension insurance for urban and rural residents.

2. Medical insurance

3. Unemployment insurance

Work injury insurance is available at any time. Maternity insurance can only be used for one year. Changsha housing provident fund can be paid for half a year before use.