How to pay social security pension insurance on the phone

The steps to pay social security and pension insurance on your cell phone are as follows:

1. Open the app on your cell phone and click on the personal information portal;

2. Click on the Payment ribbon;

3. Look for the Life Payment option and enter it;

4. Operate on the right side of the page to switch the city;

5. Switch to the corresponding city and select the social security and health care options

6. Select the Medical Insurance option;

7. Enter your ID number and confirm the service agreement;

8. Click Save Information to complete the payment.

Methods of social security payment:

1. Payment through the unit: the unit acts as the employee's representative unit and pays the social security premiums for the employee on a monthly basis;

2. Payment through the individual: it applies to the flexibly employed persons, who can pay the premiums by themselves through social security agencies or online channels;

3. Payment through the bank's withholding: an individual can choose the bank's withholding method, which can be used to make payments on behalf of the employee. After signing the entrusted deduction agreement, the bank will automatically deduct the social security premiums at a fixed time every month;

4. Payment through social security card: in some areas, individuals holding social security cards can directly pay the premiums through their social security cards;

5. Subsidized by the government: for eligible low-income people or special groups, the government will provide subsidies for social security fees.

In summary, to pay the social security pension insurance through the cell phone requires the user to open the application, enter the personal information, use the payment function, find the life payment option, switch to the correct city, select the social security health insurance and go to the medical insurance section, enter the ID card number, and agree to the service agreement to save the information in order to complete the entire payment process.

Legal basis:

The Social Insurance Law of the People's Republic of China

Article 10

Employees shall participate in basic pension insurance, and shall pay the basic pension insurance premiums by the employing unit and the employees*** together. Individual industrial and commercial households without employees, part-time workers who do not participate in basic pension insurance with their employing units, and other flexibly employed persons may participate in basic pension insurance and pay basic pension insurance premiums by themselves. The methods of pension insurance for civil servants and staff members administered under the civil service law shall be prescribed by the State Council.

Article 12

The employer shall pay basic pension insurance premiums in accordance with the proportion of the total wages of the employees of the employer as prescribed by the State, and credit them to the Basic Pension Insurance Coordination Fund. Employees shall pay basic pension insurance premiums in accordance with the proportion of their own wages prescribed by the State and credited to their individual accounts. Individual industrial and commercial households without employees, part-time workers who do not participate in basic pension insurance with their employers, and other flexibly employed persons who participate in basic pension insurance shall pay basic pension insurance premiums in accordance with the state regulations, which shall be credited to the basic pension insurance general fund and individual accounts respectively.

Article 14

Individual accounts shall not be withdrawn in advance, and the interest rate credited shall not be lower than the interest rate on bank time deposits, and shall be exempt from interest tax. In the event of an individual's death, the balance of the individual account may be inherited.

Article 57

An employer shall, within thirty days from the date of its establishment and on the basis of its business license, certificate of registration, or seal of the unit, apply to the local social insurance agency for registration of social insurance. The social insurance agency shall examine and approve the application within fifteen days from the date of receipt of the application and issue the social insurance registration document. If the employer's social insurance registration matters are changed or the employer is terminated according to law, the employer shall, within thirty days from the date of change or termination, apply for change or cancellation of social insurance registration at the social insurance agency. The market supervision and management department, the civil affairs department and the organization and establishment management organs shall promptly notify the social insurance agency of the establishment or termination of the employer, and the public security organs shall promptly notify the social insurance agency of an individual's birth, death, and hukou registration, relocation and cancellation.

Article 58

An employer shall, within thirty days from the date of employment, apply for social insurance registration with the social insurance administration organization for its employees. If it fails to register for social insurance, the social insurance administration organization shall approve the social insurance premiums it shall pay. Individual entrepreneurs without employees who voluntarily participate in social insurance, part-time workers who do not participate in social insurance with their employers, and other flexibly employed persons shall apply for social insurance registration with the social insurance administration organization. The State establishes a nationally unified individual social security number. Individual social security numbers are citizens' identity numbers.