How to inquire about the balance of medical insurance over the years

The balance inquiry of medical insurance over the years is an important way for individuals to know their medical insurance accounts, which can be carried out through online inquiry, telephone inquiry and on-site inquiry.

First, the introduction of query methods

There are many ways to query the balance of medical insurance over the years. The following are several commonly used query methods:

1. Online inquiry: The medical insurance departments in most areas have opened online inquiry services, and individuals can make inquiries through the medical insurance department official website or related apps. Just enter the personal medical insurance account number and password, you can query the medical insurance balance and payment records over the years.

2. Telephone inquiry: individuals can also inquire about the balance of medical insurance by calling the inquiry telephone number of the medical insurance department and entering the personal medical insurance account number and password according to the voice prompt.

3. On-site inquiry: Individuals can bring their ID cards and medical insurance cards to the local medical insurance service window or social security center, and with the help of the window staff, they can inquire about the medical insurance balance over the years.

Second, the query steps

Taking online inquiry as an example, the following are the specific inquiry steps:

1. Open the official website or related APP of the medical insurance department, and find the query entrance of the medical insurance balance.

2. Enter the personal medical insurance account number and password for identity verification.

3. On the query page, select the option of "Balance query over the years".

4. The system will display the balance information of individual medical insurance account over the years, including annual balance and accumulated balance.

5. Individuals can print or save the query results for future reference.

Third, matters needing attention

Individuals should pay attention to the following points when inquiring about the balance of medical insurance over the years:

1. Make sure that the entered medical insurance account number and password are correct to avoid query failure.

2, in the process of inquiry, pay attention to protect personal privacy, don't query in public places or unsafe network environment.

3. If the medical insurance balance is abnormal, contact the medical insurance department in time to verify the situation and deal with it.

To sum up:

The balance inquiry of medical insurance over the years is an important way for individuals to know their medical insurance accounts, which can be carried out through online inquiry, telephone inquiry and on-site inquiry. Individuals should pay attention to protecting personal privacy and account security during the inquiry process, and handle abnormal situations in time. By querying the balance of medical insurance over the years, individuals can better grasp their medical insurance situation and prepare for future medical insurance.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 4 provides that:

Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

People's Republic of China (PRC) social insurance law

Article 74 provides that:

The social insurance agency shall obtain the data needed for social insurance work through business handling, statistics and investigation, and the relevant units and individuals shall provide it in a timely and truthful manner.

The social insurance agency shall establish a file for the employer in a timely manner, completely and accurately record the social insurance data such as personnel's participation in social insurance and payment, and properly keep the original vouchers for registration and declaration and accounting vouchers for payment and settlement.

The social insurance agency shall timely, completely and accurately record the individual's personal rights and interests such as social insurance payment, employer's payment and social insurance benefits, and regularly send the personal rights and interests records to me free of charge.

Employers and individuals can inquire and check the records of payment and social insurance benefits from social insurance agencies free of charge, and ask social insurance agencies to provide social insurance consultation and other related services.