Payment ratio of five insurances and one gold in Kunshan in 2022

The payment ratio of five insurances and one gold is:

(1) Pension insurance payment ratio: 28% of the employee's salary base (including 20% of the unit and 8% of the individual);

(2) Payment ratio of work-related injury insurance: 0.5%, 1% and 2% of the total payment base of employees in this unit. The proportion of payment is determined according to the risk degree of the unit, and the work-related injury insurance premium is paid by the unit, and the employees of the unit do not pay;

(3) medical insurance payment ratio: 65438+ 00% of the employee's salary base (including 8% of the unit and 2% of the individual);

(4) Maternity insurance payment ratio: 65438+ 0% of the total payment base of the employees of this unit, which is paid by the unit, but not by the employees of this unit;

(5) Unemployment insurance payment ratio: 3% of the employee's salary base (including 2% for the unit and 0/%for the individual);

(6) Housing provident fund deposit ratio: choose the housing provident fund deposit ratio according to the actual situation of the enterprise. But in principle, the maximum shall not exceed 10% of the average wage of employees. Employers and employees pay housing provident fund at 12% of employees' wages.

First, how to transfer the five risks of returning to Kunshan?

1. After the employer or the insured person has gone through the formalities of employee social insurance in Kunshan City, he/she will fill in the Application Form for the Transfer and Continuation of Basic Endowment Insurance Relationship and the Application Form for the Transfer and Continuation of Basic Medical Insurance Relationship with the basic old-age insurance payment certificate and medical insurance certificate issued by the social security agency of the original insured place, and put forward an application for the transfer and continuance of the relationship between enterprise employees' basic old-age insurance and employee medical insurance.

2. If the social security agency meets the conditions for transfer and connection, contact the social security agency in the original insured place to send the Contact Letter for Transfer and Connection of Basic Old-age Insurance and the Contact Letter for Transfer and Connection of Basic Medical Insurance, and record the payment of basic old-age insurance for enterprise employees and medical insurance for employees over the years according to the Information Form for Transfer and Connection of Basic Old-age Insurance Relationship and the Information Form for Change of Medical Insurance Types of Insured Persons.

2. What are the conditions for Kunshan to receive unemployment insurance?

To receive unemployment insurance, you must meet the following three conditions.

1, the unit and I have paid 1 year according to regulations;

2. If the employment is not interrupted because of my will, I can enjoy the expiration of the contract, but it is not my own resignation;

3. I have registered for unemployment and have a job demand. (Unemployment insurance can be paid for up to 24 months)

Legal basis:

People's Republic of China (PRC) social insurance law

Article 60

The employing unit shall declare itself and pay social insurance premiums in full and on time, and shall not postpone or reduce the payment except for legal reasons such as force majeure.

The social insurance premiums that employees should pay shall be withheld and remitted by the employer, and the employer shall inform me of the details of paying social insurance premiums on a monthly basis.

Individual industrial and commercial households without employees, part-time employees who have not participated in social insurance in the employing units and other flexible employees can pay social insurance premiums directly to the social insurance premium collection agencies.