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How do individuals purchase social security and pay housing provident fund?
Housing provident fund units are handled and paid in a unified manner. According to local policies, individuals and units each pay a certain proportion, and the unit directly deducts the amount of provident fund from the individual salary, and the unit then pays the amount of provident fund in proportion, which is uniformly paid by the unit to the local provident fund account every month.
Matters needing attention in paying housing provident fund:
1. Housing accumulation fund is one of the "five insurances and one gold" purchased by companies or factories for employees.
2. At present, the amount of housing accumulation fund paid by most enterprises is shared equally with employees. For example, if you pay 200 yuan's housing provident fund every month and you have to pay 200 yuan yourself, then your housing provident fund account will be in 400 yuan every month.
3. At present, housing accumulation fund is different from endowment insurance. You can withdraw it directly in one lump sum after leaving your job.
4. At present, the inquiry function of housing provident fund has been opened in most areas. You can check whether the enterprise pays the housing accumulation fund for you online at any time.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.
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