What should foreigners do if they pay less than 15 years in Shanghai?

Legal analysis: If you reach the age and the payment period is less than 15 years, you can apply for extending the payment in Shanghai, and then apply for a pension until you reach 15 years. If men were under 50 years old and women were under 40 years old when they first joined the insurance in Shanghai, then basic deposit account was established when they joined the insurance in Shanghai. When you reach the legal retirement age (currently 60 years old for men and 50 years old for women), if your basic account is still in Shanghai, and the place where you last paid for ten years is also in Shanghai, then your pension application place is in Shanghai, and you can apply for a pension in Shanghai. If you reach the age and the accumulated payment period is over 15 years (including the payment period transferred to other insured places in this city and the continuous length of service before the end of 1992, the same below), you will enjoy the pension on a monthly basis from the next month after applying and approving according to Shanghai standards. Social insurance is a social and economic system that provides income or compensation for those who lose their ability to work, are temporarily unemployed or suffer losses due to health reasons. The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance.

Legal basis: Article 12 of the Social Insurance Law of People's Republic of China (PRC), the employing unit shall pay the basic old-age insurance premium in proportion to the total wages of its employees as stipulated by the state and record it in the basic old-age insurance pooling fund.