Individuals pay endowment insurance in full qq group

The difference between individual payment of endowment insurance premium and on-the-job employee payment of endowment insurance premium lies in:

1. Individuals who go through relevant formalities are classified as flexible employees and can only pay endowment insurance and medical insurance. Compared with the social insurance for on-the-job employees, industrial injury insurance, unemployment insurance and maternity insurance are less;

2. On-the-job employees need to pay 28% social insurance (unit 20%, individual 8%), flexible employees only need to pay 20%, and the pension after retirement will be lower than that of on-the-job employees.

3. Although flexible employees only pay 20%, they have to bear the full amount themselves, so there is great pressure to pay.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.